2025 Centennial Rd, Toledo, OH 43617 Property Records

Lucas County property record for 2025 Centennial Rd, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,360 sqft · built 1957
Lot Size	2 acres (87,468 sqft)
Owner	Owner Name on File
Last Sale	$142,000 (Sep 2009)
Tax Bill	$4,575 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65-31864`

Property Details

APN / Parcel Number

Primary APN	`65-31864`
Alternative APN	`28023003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Basement Area	1,024 sqft

Exterior

Year Built	Built 1957
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	87,468 sqft (2 acres)
Lot Width	213 ft Width
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2025 CENTENNIAL RD
City	TOLEDO
State	OH
Zip	43617-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	19-RA4
Legal Description	6 9 31 LOT 4 N 95.10 FT FRT S 314.54 FT FRT N 1049.4 FT FRT& LOT 4 S 117.50 FT
Legal Subdivision	6 09 31
Legal Tract	91
Legal Lot Number	4
Jurisdiction	LUCAS OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	9101

Owner

The current owner of 2025 Centennial Rd bought it in September 2009.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Owner Name on File
Mailing Address	2025 CENTENNIAL RD, TOLEDO, OH 43617-1715
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 17, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2009 · Amount on File
Deed Sale	Sep 28, 2009 · Amount on File
Prior Sale	Aug 29, 2008
Deed Document Number	9106136
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2025 CENTENNIAL RD, TOLEDO, OH 43617-1715
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 CENTENNIAL RD, TOLEDO, OH 43617-1715

Mortgage

Document Number	0000010577
Date	Apr 10, 2023
Instrument	202304100010577

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2025 CENTENNIAL RD, TOLEDO, OH 43617-1715
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 CENTENNIAL RD, TOLEDO, OH 43617-1715

Mortgage

Document Number	0000031275
Date	Jul 13, 2022
Instrument	202207130031275

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2025 CENTENNIAL RD, TOLEDO, OH 43617-1715
Document Number	0000037426
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 CENTENNIAL RD TOLEDO OH 436171715, TOLEDO, OH 43617-1715

Mortgage

Document Number	0000037426
Date	Aug 24, 2018
Instrument	37426

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Aug 23, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2025 Centennial Rd was $4,575, up 7.9% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Springfield Township
Unified School District	Springfield Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,575.00 (+7.85%)	$71,295 (-) Land $17,500 Building $53,795
2024	$4,242.00 (+33.82%)	$71,295 (+60.02%) Land $17,500 Building $53,795	$203,700 Land $50,000 Building $153,700
2023	$3,170.00 (+2.09%)	$44,555 (-) Land $9,870 Building $34,685
2022	$3,105.00 Homeowner's exemption	$44,555 Land $9,870 Building $34,685
2021			$127,300 Land $28,200 Building $99,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2025 Centennial Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2025 Centennial Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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