20449 Judy Ave, Covington, LA 70433 Property Records

St. Tammany Parish property record for 20449 Judy Ave, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details942 sqft · built 1997
Lot Size2.75 acres (119,998 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Sep 2021)
Tax Bill$1,295 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
APN112-018-0513

Property Details

APN / Parcel Number

Primary APN112-018-0513
Alternative APN
  • 38742

Interior

Building Area942 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area119,998 sqft (2.75 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address20449 JUDY AVE
CityCOVINGTON
StateLA
Zip70433-5505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHELMA ESTATES LT9
Legal SubdivisionTHELMA ESTATES
Legal Lot Number9
JurisdictionSAINT TAMMANY LA
Township / Civil Division5
Census Block Group2
Census Block2008
Census Tract40712

Owner

20449 Judy Ave is owned by an individual who bought it in September 2021.

Source: St. Tammany Parish records, as of February 6, 2026

Owner of RecordIndividual Name on File
Mailing Address260 LAKE ORLEANS BLVD, PONCHATOULA, LA 70454-9704
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2021 · Amount on File
Deed SaleSep 30, 2021 · Amount on File
Deed Document Number20212293483
Record UpdatedSep 20, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateSep 30, 2021
Property Address20449 JUDY AVE, COVINGTON, LA 70433-5505
Document Number0002293483
Map ReferenceMAP 1218
Instrument DateAug 29, 2021
Instrument2293483
Transaction TypeTransfer
Record UpdatedAug 11, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address457 GALATAS RD, MADISONVILLE, LA 70447-9523

Transferred To (Grantee/Buyer)

NameVerified Name
Address3174 HOLSTED DR, MURFREESBORO, TN 37128-7550

Mortgage

Document Number0002293484
DateSep 30, 2021
Instrument2293484
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20449 Judy Ave was $1,295, down 3.6% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,295.00 (-3.57%)$10,799 (-) Land $2,250 Building $8,549$107,985 (-) Land $22,500 Building $85,485
2024$1,343.00 (+0.6%)$10,799 (+7.2%) Land $2,250 Building $8,549$107,985 (+7.19%) Land $22,500 Building $85,485
2023$1,335.00$10,074 (-) Land $3,000 Building $7,074$100,740 (-) Land $30,000 Building $70,740
2022$1,335.00 Homeowner's exemption$10,074 Land $3,000 Building $7,074$100,740 Land $30,000 Building $70,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 20449 Judy Ave; there have been 13 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 225 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims13 (1995–2021)
Claims Outside the SFHA5 of 13
Most Recent ClaimAug 2021 · Hurricane Ida
Claims by Event
  • Hurricane Ida, Aug 2021 · 2 claims
  • Hurricane Isaac, Aug 2012 · 3 claims
  • Severe Storms And Flooding, May 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20449 Judy Ave is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 90% of Louisiana
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Metronet.

Nearby Properties on Judy Ave

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