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20398 Judy Ave, Covington, LA 70433 Property Records

St. Tammany Parish property record for 20398 Judy Ave, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details2,913 sqft · built 1972
Lot Size2.25 acres (98,010 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Dec 2020)
Tax Bill$2,313 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
APN112-018-6910

Property Details

APN / Parcel Number

Primary APN112-018-6910
Alternative APN
  • 39234

Interior

Building Area2,913 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Lot Area98,010 sqft (2.25 acres)
Garage Area575 sqft
Parking Spaces2 Parking Spaces
Storage Building144 sqft

Location & Zoning

Old Parcel Number112-018-6910
Street Address20398 JUDY AVE
CityCOVINGTON
StateLA
Zip70433-5534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.25 ACS M/L BEING LOT 34 THELMA ESTATES CB 734 367 CB 759 253 INST NO 2242669 INST NO 2242670
Legal SubdivisionTHELMA ESTATES
Legal Lot Number34
JurisdictionSAINT TAMMANY LA
Township / Civil Division7
Census Block Group2
Census Block2009
Census Tract40712

Owner

20398 Judy Ave is owned and occupied by an individual who bought it in December 2020.

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address20398 JUDY AVE, COVINGTON, LA 70433-5534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2020 · Amount on File
Deed SaleDec 16, 2020 · Amount on File
Deed Document Number2242670
Record UpdatedJun 8, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateDec 16, 2020
Property Address20398 JUDY AVE, COVINGTON, LA 70433-5534
Document Number0002242670
Map ReferenceCOB 734 FO 367
Instrument DateDec 8, 2020
Instrument2242670
Transaction TypeTransfer
Record UpdatedApr 6, 2023
Title CompanyCRESCENT TITLE LLC, CRESCENT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20398 JUDY AVE, COVINGTON, LA 70433-5534

Mortgage

Document Number0002242671
DateDec 16, 2020
Instrument2242671
Lender
NameGMFS LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20398 Judy Ave was $2,313 with a homeowner's exemption, down 3.5% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,313.00 (-3.54%) Homeowner's exemption$26,786 (-) Land $3,000 Building $23,786$267,860 (-) Land $30,000 Building $237,860
2024$2,398.00 (+24.25%) Homeowner's exemption$26,786 (+21.38%) Land $3,000 Building $23,786$267,860 (+21.38%) Land $30,000 Building $237,860
2023$1,930.00 Homeowner's exemption$22,067 (-) Land $3,000 Building $19,067$220,670 (-) Land $30,000 Building $190,670
2022$1,930.00 Homeowner's exemption$22,067 Land $3,000 Building $19,067$220,670 Land $30,000 Building $190,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 20398 Judy Ave; there have been 13 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 225 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims13 (1995–2021)
Claims Outside the SFHA5 of 13
Most Recent ClaimAug 2021 · Hurricane Ida
Claims by Event
  • Hurricane Ida, Aug 2021 · 2 claims
  • Hurricane Isaac, Aug 2012 · 3 claims
  • Severe Storms And Flooding, May 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20398 Judy Ave is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 90% of Louisiana
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet.

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