20446 Nettleton St, Orlando, FL 32833 Property Records

Orange County property record for 20446 Nettleton St, Orlando, FL 32833

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,860 sqft · built 2005
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Jun 2022)
Tax Bill	$9,200 (2025)
Deeds & Mortgages	Jun 2022 Sale Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`01-23-32-7602-59-220`

Property Details

APN / Parcel Number

Primary APN	`01-23-32-7602-59-220`
Alternative APNs	`322301760259220` `673318` `681068` `687020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,860 sqft Living Area
Gross Area	3,740 sqft
1st Floor Area	2,860 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	20446 NETTLETON ST
City	ORLANDO
State	FL
Zip	32833-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	ROCKET CITY UNIT 4 Z/74 A/K/A CAPE ORLANDO ESTATES UNIT 4 18 55/292 LOT 22 BLK 59
Legal Range	32E
Legal Township	23S
Legal Section	01
Legal Subdivision	CAPE ORL ESTS UT 4
Legal Tract	7602
Legal Block	59
Legal Lot Number	22
Legal Unit	4
Jurisdiction	ORANGE FL
Township / Civil Division	EAST ORANGE
Census Block Group	2
Census Block	2014
Census Tract	16607

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20446 NETTLETON ST, ORLANDO, FL 32833-4040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Apr 9, 2020	Loan Modification, Mortgage CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Apr 13, 2022 · Amount on Record
Deed Document Number	2022361630
Prior Transfer Date	Oct 27, 2003
Prior Transfer Doc	0000645852
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 9, 2022
Property Address	20446 NETTLETON ST, ORLANDO, FL 32833-4040
Document Number	0000361630
Map Reference	MB Z PG 74-81
Instrument Date	Jun 6, 2022
Instrument	20220361630
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$3,885.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # 16001600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20446 NETTLETON ST, ORLANDO, FL 32833-4040

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	20446 NETTLETON ST, ORLANDO, FL 32833-4040
Document Number	0000258170
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20446 NETTLETON ST ORLANDO FL 328334040, ORLANDO, FL 32833-4040

Mortgage

Document Number	0000258170
Date	Apr 28, 2020
Instrument	258170

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Term	120 Months
Due	Apr 27, 2030

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,100 (-1.52%) Land $65,000 Building $465,100	$530,100 (-1.52%) Land $65,000 Building $465,100
2025	$9,200.00 (+4.6%)	$538,280 (+10.8%) Land $65,000 Building $473,280	$538,280 (+10.8%) Land $65,000 Building $473,280
2024	$8,795.00 (+10.92%)
2023	$7,929.00 (+17.5%)	$485,820 (+18.53%) Land $65,000 Building $420,820	$485,820 (+18.53%) Land $65,000 Building $420,820
2022	$6,748.00	$409,873 Land $52,000 Building $357,873	$409,873 Land $52,000 Building $357,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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