20439 Nettleton St, Orlando, FL 32833 Property Records

Orange County property record for 20439 Nettleton St, Orlando, FL 32833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,619 sqft · built 2004
Lot Size	0.244 acres (10,624 sqft)
Owner	2 Individual Names on File
Last Sale	$389,900 (Sep 2021)
Tax Bill	$3,935 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-32-7602-60-370`

Property Details

APN / Parcel Number

Primary APN	`01-23-32-7602-60-370`
Alternative APNs	`322301760260370` `673382` `681132` `687082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,619 sqft Living Area
Gross Area	3,148 sqft
1st Floor Area	2,619 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,624 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	20439 NETTLETON ST
City	ORLANDO
State	FL
Zip	32833-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	ROCKET CITY UNIT 4 Z/74 A/K/A CAPE ORLANDO ESTATES UNIT 4 18 55/292 LOT 37 BLK 60
Legal Range	32E
Legal Township	23S
Legal Section	01
Legal Subdivision	CAPE ORL ESTS UT 4
Legal Tract	7602
Legal Block	60
Legal Lot Number	37
Legal Unit	4
Jurisdiction	ORANGE FL
Township / Civil Division	EAST ORANGE
Census Block Group	2
Census Block	2033
Census Tract	16607

Owner

20439 Nettleton St is owned and occupied by two individuals who bought it in September 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20439 NETTLETON ST, ORLANDO, FL 32833-4041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Warranty Deed, Transfer · Conventional Mortgage PARK SQUARE HOME MORTGAGE LLC
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jan 4, 2019	Warranty Deed, Transfer · VA Mortgage ALKAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Jan 4, 2019 · Amount on File
Deed Document Number	2021576097
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 22, 2021
Property Address	20439 NETTLETON ST, ORLANDO, FL 32833-4041
Document Number	20210576097
Map Reference	MB Z PG 74-91
Instrument Date	Sep 16, 2021
Instrument	20210576097
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,729.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5500 EDGERTON AVE, 5500, ORLANDO, FL 32833-5211

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210576098
Date	Sep 22, 2021
Instrument	20210576098

Lender

Name	PARK SQUARE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	20439 NETTLETON ST, ORLANDO, FL 32833-4041
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20439 NETTLETON ST, ORLANDO, FL 32833-4041

Mortgage

Document Number	20210177563
Date	Mar 29, 2021
Instrument	20210177563

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Mar 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	20439 NETTLETON ST, ORLANDO, FL 32833-4041
Document Number	0000459222
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20439 NETTLETON ST ORLANDO FL 328334041, ORLANDO, FL 32833-4041

Mortgage

Document Number	0000459222
Date	Sep 1, 2020
Instrument	459222

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 4, 2019
Property Address	20439 NETTLETON ST, ORLANDO, FL 32833-4041
Document Number	0000007208
Map Reference	MB Z PG 74-91
Instrument Date	Dec 28, 2018
Instrument	20190007208
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 LAKESIDE CT, 122, BUNNELL, FL 32110-3412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20439 NETTLETON ST, ORLANDO, FL 32833-4041

Mortgage

Document Number	0000007209
Date	Jan 4, 2019
Instrument	20190007209

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20439 Nettleton St was $3,935, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,039 (+2.7%)	$446,040 (-1.38%) Land $65,000 Building $381,040
2025	$3,935.00 (+5.33%) Homeowner's exemption	$251,255	$452,290 Land $65,000 Building $387,290
2024	$3,736.00 (+7.54%)
2023	$3,474.00 (+3.79%) Homeowner's exemption	$237,062 (+3%)	$406,101 (+19.96%) Land $65,000 Building $341,101
2022	$3,347.00 Homeowner's exemption	$230,157	$338,524 Land $52,000 Building $286,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20439 Nettleton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20439 Nettleton St is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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