Hennepin County property record for 20445 Park Pl, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,802 sqft · built 2011 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,975,000 (Nov 2019) |
| Tax Bill | $31,361 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-117-23-32-0033 |
| Primary APN | 24-117-23-32-0033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,802 sqft Living Area |
| Gross Area | 6,038 sqft |
| 1st Floor Area | 1,524 sqft |
| 2nd Floor Area | 1,648 sqft |
| Basement Area | 1,372 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Depth | 248 ft Depth |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 204 sqft |
| Deck Area | 530 sqft |
| Patio Area | 530 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 20445 PARK PL |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 086 A REVISED COTTAGEWOOD NE75X248X77X222 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 24 |
| Legal Quarter | 32 |
| Legal Subdivision | REVISED COTTAGEWOOD |
| Legal Block | 3 |
| Legal Lot Number | 86 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | DEEPHAVEN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 27400 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20445 PARK PL, EXCELSIOR, MN 55331-9224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Line of Credit PLATINUM BANK |
| Sep 8, 2022 | Deed of Trust, Mortgage · Line of Credit CHOICE FINANCIAL GROUP |
| Nov 8, 2019 | Warranty Deed, Transfer STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on Record |
| Deed Sale | Nov 8, 2019 · Amount on Record |
| Prior Sale | Oct 1, 2014 · Amount on Record |
| Deed Document Number | 201910722638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 20445 PARK PL, EXCELSIOR, MN 55331-9224 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20445 PARK PL, EXCELSIOR, MN 55331-9224 |
| Document Number | 0A11443513 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | A11443513 |
| Name | PLATINUM BANK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 114 Months |
| Due | Aug 15, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 20445 PARK PL, EXCELSIOR, MN 55331-9224 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0A11144582 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | A11144582 |
| Name | CHOICE FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT PAUL, MN 55121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 31, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Nov 8, 2019 |
| Property Address | 20445 PARK PL, EXCELSIOR, MN 55331-9224 |
| Document Number | 0010722638 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 10722638 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | TITLENEXUS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,715.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20445 PARK PL EXCELSIOR MN 553319224, EXCELSIOR, MN 55331-9224 |
| Document Number | 10722639 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 10722639 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | 12655 OLIVE BLVD # 250, ST LOUIS, MO 63141-6343 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Deephaven City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,361.00 (+16.79%) | $2,424,200 (+9.1%) Land $845,000 Building $1,579,200 | $2,424,200 (+9.1%) Land $845,000 Building $1,579,200 |
| 2023 | $26,852.00 Homeowner's exemption | ||
| 2022 | $2,222,000 Land $604,000 Building $1,618,000 | $2,222,000 Land $604,000 Building $1,618,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1981–2001) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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