Hennepin County property record for 20425 Park Pl, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.25 ba · 3,904 sqft · built 2016 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,950,000 (Jul 2019) |
| Tax Bill | $37,915 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-117-23-32-0032 |
| Primary APN | 24-117-23-32-0032 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,904 sqft Living Area |
| Gross Area | 6,225 sqft |
| 1st Floor Area | 1,619 sqft |
| 2nd Floor Area | 1,691 sqft |
| Basement Area | 1,457 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Depth | 274 ft Depth |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 459 sqft |
| Patio Area | 420 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 20425 PARK PL |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 085 A REVISED COTTAGEWOOD NE75X274X77X248 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 24 |
| Legal Quarter | 32 |
| Legal Subdivision | REVISED COTTAGEWOOD |
| Legal Block | 3 |
| Legal Lot Number | 85 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | DEEPHAVEN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 27400 |
20425 Park Pl is owned and occupied by two individuals who bought it in July 2019.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20425 PARK PL, EXCELSIOR, MN 55331-9224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage US BK |
| Jul 29, 2019 | Warranty Deed, Transfer US BK |
| Mar 1, 2017 | Deed of Trust, Mortgage WATERSTONE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on File |
| Deed Sale | Jul 29, 2019 · Amount on File |
| Prior Sale | Sep 4, 2015 · Amount on File |
| Deed Document Number | 201910684133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 20425 PARK PL, EXCELSIOR, MN 55331-9224 |
| Document Number | 0010846906 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 20425 PARK PL EXCELSIOR MN 553319224, EXCELSIOR, MN 55331-9224 |
| Document Number | 0010846906 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 10846906 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | 4801 FREDERICA ST, OWENSBORO, KY 42301-7441 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 29, 2019 |
| Property Address | 20425 PARK PL, EXCELSIOR, MN 55331-9224 |
| Document Number | 0010684133 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 10684133 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20425 PARK PL EXCELSIOR MN 553319224, EXCELSIOR, MN 55331-9224 |
| Document Number | 10684134 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 10684134 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | 4801 FREDERICA ST, OWENSBORO, KY 42301-7441 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 20425 PARK PL, EXCELSIOR, MN 55331-9224 |
| Document Number | 0010418056 |
| Instrument Date | Mar 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2017 |
| Title Company | CUSTOM HOME BUILDERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20425 PARK PL EXCELSIOR MN 553319224, EXCELSIOR, MN 55331-9224 |
| Document Number | 0010418056 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 10418056 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | 25 W23255 PAUL RD, PEWAUKEE, WI 53072-4074 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
The 2025 property tax bill for 20425 Park Pl was $37,915.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Deephaven City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,915.00 Homeowner's exemption | $2,914,400 (+22.44%) Land $877,500 Building $2,036,900 | $2,914,400 (+22.44%) Land $877,500 Building $2,036,900 |
| 2024 | $2,380,200 Land $695,500 Building $1,684,700 | $2,380,200 Land $695,500 Building $1,684,700 | |
| 2023 | $25,990.00 Homeowner's exemption | ||
| 2022 | $2,153,000 Land $610,000 Building $1,543,000 | $2,153,000 Land $610,000 Building $1,543,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20425 Park Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1981–2001) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20425 Park Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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