20445 Needleleaf Way, Ashburn, VA 20147 Property Records

Loudoun County property record for 20445 Needleleaf Way, Ashburn, VA 20147

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,514 sqft · built 1998
Lot Size0.31 acres (13,503 sqft)
Owner2 Individual Names on Record
Last Sale$670,000 (Apr 2019)
Tax Bill$7,203 (2026)
Deeds & MortgagesSep 2020 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN085-46-4634-000

Property Details

APN / Parcel Number

Primary APN085-46-4634-000
Alternative APN
  • 62 14 42

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,514 sqft Living Area
1st Floor Area1,102 sqft
Basement Area826 sqft
Finished Basement826 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,503 sqft (0.31 acres)
Garage TypeAttached
Garage Area420 sqft
Deck AreaDeck Area
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20445 NEEDLELEAF WAY
CityASHBURN
StateVA
Zip20147-2389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionRIDGES AT ASHBURN SEC.2 BLK.1 LOT 42 1587--313
Legal SubdivisionASHBURN
Legal Block1
Legal Lot Number42
JurisdictionLOUDOUN VA
Township / Civil DivisionASHBURN
Census Block Group2
Census Block2030
Census Tract611013

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20445 NEEDLELEAF WAY, ASHBURN, VA 20147-2389
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Apr 8, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2019 · Amount on Record
Deed SaleApr 8, 2019 · Amount on Record
Prior SaleJun 29, 1998 · Amount on Record
Deed Document Number201916787
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20445 NEEDLELEAF WAY, ASHBURN, VA 20147-2389
Document Number20200930090665
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20445 NEEDLELEAF WAY ASHBURN VA 201472389, ASHBURN, VA 20147-2389

Mortgage

Document Number20200930090665
DateSep 30, 2020
Instrument90665
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 29, 2050
Interest
Rate TypeFixed Rate

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateApr 8, 2019
Property Address20445 NEEDLELEAF WAY, ASHBURN, VA 20147-2389
Document Number20190408016787
Instrument DateApr 4, 2019
Instrument16787
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$670.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20445 NEEDLELEAF WAY ASHBURN VA 201472389, ASHBURN, VA 20147-2389

Mortgage

Document Number20190408016788
DateApr 8, 2019
Instrument16788
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 7, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,203.00 (+2.16%)$894,810 (+11.04%) Land $325,600 Building $569,210$894,810 (+11.04%) Land $325,600 Building $569,210
2023$7,051.00$805,840 Land $295,600 Building $510,240$805,840 Land $295,600 Building $510,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

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