Loudoun County property record for 20432 Needleleaf Way, Ashburn, VA 20147
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,923 sqft · built 1998 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | Individual Name on File |
| Last Sale | $392,000 (Aug 2008) |
| Tax Bill | $8,360 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-46-4866-000 |
| Primary APN | 085-46-4866-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,923 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Basement Area | 1,585 sqft |
| Finished Basement | 1,585 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Deck Area | Deck Area |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20432 NEEDLELEAF WAY |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20147-2388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | RIDGES AT ASHBURN SEC.2 BLK. 1 LOT 11 200808080048670 |
| Legal Subdivision | ASHBURN |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ASHBURN |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 611013 |
20432 Needleleaf Way is owned and occupied by an individual who acquired it in June 2020.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20432 NEEDLELEAF WAY, ASHBURN, VA 20147-2388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SISTAR MORTGAGE COMPANY |
| Dec 20, 2016 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2008 · Amount on File |
| Deed Sale | Aug 8, 2008 · Amount on File |
| Prior Sale | Jul 24, 2007 · Amount on File |
| Deed Document Number | 200848670 |
| Last Transfer Date | Jun 9, 2020 |
| Transfer Doc | 0000042997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | May 22, 2026 |
| Property Address | 20432 NEEDLELEAF WAY, ASHBURN, VA 20147-2388 |
| Document Number | 0000026612 |
| Instrument Date | May 22, 2026 |
| Instrument | 202626612 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 23479 CONCORD KNOLL CT, ALDIE, VA 20105-6058 |
| Document Number | 0000026612, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202626612 |
| Name | SISTAR MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20432 NEEDLELEAF WAY, ASHBURN, VA 20147-2388 |
| Document Number | 20170103000288 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 20432 NEEDLELEAF WAY ASHBURN VA 201472388, ASHBURN, VA 20147-2388 |
| Document Number | 20170103000288 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 288 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 20432 Needleleaf Way was $8,360, up 4.8% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,360.00 (+4.83%) | $1,038,600 (+4.83%) Land $324,800 Building $713,800 | $1,038,600 (+4.83%) Land $324,800 Building $713,800 |
| 2025 | $7,975.00 | $990,700 Land $299,800 Building $690,900 | $990,700 Land $299,800 Building $690,900 |
| 2023 | $7,347.00 | $839,720 Land $294,800 Building $544,920 | $839,720 Land $294,800 Building $544,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20432 Needleleaf Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20432 Needleleaf Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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