Deschutes County property record for 20445 Keystone Ct, Bend, OR 97702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,196 sqft Living Area |
| Lot Size | 18,731 sqft (0.43 acres) |
| Garage | 752 sqft |
| Last Sale | $925,000 (2025) |
| Tax Bill | $9,024.00 (2025) |
Source: Deschutes County records · APN 181221-BC-03600
Assessment roll updated November 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55929 WOOD DUCK DR, BEND, OR 97707-2344 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CELERITY HOME LOANS LLC |
| Oct 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Feb 10, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Jan 25, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2025 · Amount on Record |
| Deed Sale | Sep 05, 2025 · Amount on Record |
| Prior Sale | Dec 30, 2020 |
| Deed Doc Number | 202523975 |
| Prior Transfer Date | Feb 10, 2017 |
| Prior Transfer Doc | 0000005575 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Dec 30, 2020 |
| Property Address | 20445 KEYSTONE CT, BEND, OR 97702-8102 |
| Document Number | 0000071155 |
| Instrument Date | Dec 24, 2020 |
| Instrument | 2020-71155 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20445 KEYSTONE CT, BEND, OR 97702-8102 |
| Document Number | 0000071156 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020-71156 |
| Name | CELERITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20445 KEYSTONE CT, BEND, OR 97702-8102 |
| Document Number | 0000050106 |
| Instrument Date | Oct 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20445 KEYSTONE CT BEND OR 977028102, BEND, OR 97702-8102 |
| Document Number | 0000050106 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 50106 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 18, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 10, 2017 |
| Property Address | 20445 KEYSTONE CT, BEND, OR 97702-8102 |
| Document Number | 0000005575 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 5575 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 20445 KEYSTONE CT BEND OR 977028102, BEND, OR 97702-8102 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jan 25, 2017 |
| Property Address | 20445 KEYSTONE CT, BEND, OR 97702-8102 |
| Document Number | 0000003108 |
| Instrument Date | Jan 23, 2017 |
| Instrument | 3108 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2017 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20445 KEYSTONE CT BEND OR 977028102, BEND, OR 97702-8102 |
| Document Number | 3109, |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 3109 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2047 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,024.00 (+3.94%) | $534,090 (+3%) | $901,810 (-8.08%) Land $288,500 Building $613,310 |
| 2024 | $8,682.00 (+7.88%) | $518,540 (+3%) | $981,100 (-3.01%) Land $288,860 Building $692,240 |
| 2023 | $8,048.00 | $503,440 | $1,011,570 Land $260,000 Building $751,570 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 6% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 181221-BC-03600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,196 sqft Living Area |
| Gross Area | 2,948 sqft Gross Area |
| 1st Floor | 2,196 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Roof Construction | Hip Roof Construction |
| Roof Material | Tile Roof |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 752 sqft Garage |
| Deck Area | 612 sqft Deck |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Account Number | 181368 |
|---|---|
| Street Address | 20445 KEYSTONE CT |
| City | BEND |
| State | OR |
| Zip | 97702-8102 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ALPINE VILLAGE II AT MOUNTAIN HIGH LOT 19 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 21 |
| Legal Subdivision | ALPINE VILLAGE II AT MOUNTAIN HIGH |
| Legal Lot Number | 19 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 2001 |
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