Deschutes County property record for 20405 Keystone Ct, Bend, OR 97702 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,773 sqft · built 1995 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $595,000 (Oct 2017) |
| Tax Bill | $10,277 (2025) |
| Deeds & Mortgages | Oct 2020 Reverse Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181221 BC 03700 |
| Primary APN | 181221 BC 03700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,773 sqft Living Area |
| 1st Floor Area | 2,773 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Concrete |
| Roof Material | Wood Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| View / Lot | Average |
| Garage Type | Mixed |
| Garage Area | 997 sqft |
| Deck Area | 590 sqft |
| Patio Area | 1,020 sqft |
| Heating System | Gas |
|---|
| Account Number | 181369 |
|---|---|
| Old Parcel Number | R1088181221BC03700 |
| Street Address | 20405 KEYSTONE CT |
| City | BEND |
| State | OR |
| Zip | 97702-8102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:16 SUBD:ALPINE VILLAGE II AT MOUNTAIN HIGH SEC/TWN/RNG/MER:SEC 21 TWN 18 RNG 12 MAP REF:181221-BC |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 21 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | ALPINE VILLAGE II AT MOUNTAIN HIGH |
| Legal Lot Number | 16 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 2001 |
Source: Deschutes County records · APN 181221 BC 03700
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20405 KEYSTONE CT, BEND, OR 97702-8102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Oct 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Oct 12, 2017 | Warranty Deed, Transfer · Reverse Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2017 · Amount on Record |
| Deed Sale | Oct 12, 2017 · Amount on Record |
| Deed Document Number | 2017-40839 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20405 KEYSTONE CT, BEND, OR 97702-8102 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | WESTERN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000057763 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020-57763 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | Oct 17, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.58% |
| Type Change Date | Nov 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20405 KEYSTONE CT, BEND, OR 97702-8102 |
| Document Number | 0000057764 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2020 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20405 KEYSTONE CT BEND OR 977028102, BEND, OR 97702-8102 |
| Document Number | 0000057764 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 57764 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | Oct 29, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.58% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Oct 12, 2017 |
| Property Address | 20405 KEYSTONE CT, BEND, OR 97702-8102 |
| Document Number | 0000040839 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 2017-40839 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20405 KEYSTONE CT, BEND, OR 97702-8102 |
| Document Number | 0000040840 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 2017-40840 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.53% |
| Type Change Date | Nov 01, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,277.00 (+3.94%) | $608,260 (+3%) | $891,450 (-6.5%) Land $288,500 Building $602,950 |
| 2024 | $9,887.00 (+7.87%) | $590,550 (+3%) | $953,380 (-2.1%) Land $288,860 Building $664,520 |
| 2023 | $9,166.00 | $573,350 | $973,830 Land $260,000 Building $713,830 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 13% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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