20441 Harbor View Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20441 Harbor View Dr, Cornelius, NC 28031

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 2,488 sqft · built 2007
Lot Size	0.041 acres (1,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Mar 2026)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	Mar 2026 Sale Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`001-474-41`

Property Details

APN / Parcel Number

Primary APN	`001-474-41`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,488 sqft Living Area
1st Floor Area	740 sqft
Upper Floors Area	740 sqft
Basement Area	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,786 sqft (0.041 acres)
View / Lot	Water Access
Garage Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20441 HARBOR VIEW DR
City	CORNELIUS
State	NC
Zip	28031-7080
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	VC
Legal Description	L124 BLDG 21 M47-977
Legal Subdivision	LAKE NORMAN COVE/JETTON PH 02 M
Legal Block	4
Legal Lot Number	124
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1010
Census Tract	6219

Owner

Source: Mecklenburg County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20441 HARBOR VIEW DR, CORNELIUS, NC 28031-7080
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Warranty Deed, Transfer
Apr 16, 2021	Warranty Deed, Transfer LKN TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Prior Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	202624707
Deed Book / Page	40261 / 546
Prior Transfer Date	Apr 12, 2012
Prior Transfer Doc	0000057820
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 12, 2026
Property Address	20441 HARBOR VIEW DR, CORNELIUS, NC 28031-7080
Document Number	0000024707
Book / Page	40261 / 546
Map Reference	MB 47 PG 759
Instrument Date	Mar 10, 2026
Instrument	2026024707
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10213 CONISTAN PL, CORNELIUS, NC 28031-9210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20441 HARBOR VIEW DR, CORNELIUS, NC 28031-7080

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 16, 2021
Property Address	20441 HARBOR VIEW DR, CORNELIUS, NC 28031-7080
Document Number	0000075891
Book / Page	35949 / 960
Map Reference	MB 47 PG 355
Instrument Date	Apr 8, 2021
Instrument	2021075891
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	LKN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$622.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 SHILLINGS CHASE DR, CARY, NC 27518-6483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20441 HARBOR VIEW DR, CORNELIUS, NC 28031-7080

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,781.00 (+3.5%)	$409,600 Land $100,000 Building $309,600	$409,600 (-) Land $100,000 Building $309,600
2024	$2,687.00
2023			$409,600 Land $100,000 Building $309,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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