20433 Harbor View Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20433 Harbor View Dr, Cornelius, NC 28031

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,488 sqft · built 2007
Lot Size	0.046 acres (2,004 sqft)
Owner	2 Company Names on Record
Last Sale	$421,500 (Mar 2023)
Tax Bill	$2,845 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-474-39`

Property Details

APN / Parcel Number

Primary APN	`001-474-39`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,488 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	966 sqft
Upper Floors Area	740 sqft
Basement Area	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	2,004 sqft (0.046 acres)
View / Lot	Water Access
Garage Type	Attached
Garage Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20433 HARBOR VIEW DR
City	CORNELIUS
State	NC
Zip	28031-7080
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	VC
Legal Description	L122 BLDG 21 M47-977
Legal Subdivision	LAKE NORMAN COVE JETTON PH 02
Legal Tract	3
Legal Block	4
Legal Lot Number	122
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1010
Census Tract	6219

Owner

Source: Mecklenburg County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4252 HUGH BENNETT DR, JOHNS ISLAND, SC 29455-3531
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 15, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Jun 6, 2012 · Amount on Record
Deed Document Number	202322774
Deed Book / Page	37991 / 943
Last Transfer Date	Jun 30, 2026
Transfer Doc	0000071896
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 16, 2026
Property Address	20433 HARBOR VIEW DR, CORNELIUS, NC 28031-7080
Document Number	0000075715
Book / Page	40575 / 352
Instrument Date	Jun 30, 2026
Instrument	202675715
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4252 HUGH BENNETT DR, JOHNS ISLAND, SC 29455-3531

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 7, 2026
Property Address	20433 HARBOR VIEW DR, CORNELIUS, NC 28031-7080
Document Number	0000071896
Book / Page	40553 / 312
Instrument Date	Jun 30, 2026
Instrument	202671896
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4252 HUGH BENNETT DR, JOHNS ISLAND, SC 29455-3531

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 15, 2023
Property Address	20433 HARBOR VIEW DR, CORNELIUS, NC 28031-7080
Document Number	0000022774
Book / Page	37991 / 943
Map Reference	MB 47 PG 977
Instrument Date	Mar 10, 2023
Instrument	2023022774
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$843.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3800 SHAMROCK DR # 2030, 2030, CHARLOTTE, NC 28215-3220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3593 CROSSTREES LN, MOUNT PLEASANT, SC 29466-7500

Mortgage

Document Number	0000022775
Date	Mar 15, 2023
Instrument	2023022775

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,845.00	$419,200 Land $100,000 Building $319,200	$419,200 Land $100,000 Building $319,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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