Stanly County property record for 20439 Ridgecrest Rd, Locust, NC 28097 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2022 |
| Square Footage | 1,744 sqft Finished Area |
| Lot Size | 76,230 sqft (1.75 acres) |
| Last Sale | $50,000 (2022) |
| Tax Bill | $1,117.00 (2023) |
| Primary APN | 559604941212 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,744 sqft Finished Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 2022 |
|---|---|
| Lot Area | 76,230 sqft (1.75 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 1537865 |
|---|---|
| Street Address | 20439 RIDGECREST RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8352 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSE 20439 RIDGECREST RD LOT 3 559604009 |
| Legal Lot Number | 3 |
| Jurisdiction | STANLY NC |
| Minor Civil Division | BIG LICK |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 930902 |
Source: Stanly County records · APN 559604941212
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 522 CHURCH ST, LOCUST, NC 28097-9606 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage USAA FSB |
| Mar 09, 2022 | Warranty Deed, Construction Loan · Building or Construction Mortgage UWHARRIE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2022 · Amount on Record |
| Deed Sale | Mar 09, 2022 · Amount on Record |
| Deed Doc Number | 0000177878 |
| Deed Book / Page | 1778 / 78 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 20439 RIDGECREST RD, LOCUST, NC 28097-8352 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000456600 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 1816/570 |
| Instrument | 456600 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Mar 09, 2022 |
| Property Address | 20439 RIDGECREST RD, LOCUST, NC 28097-8352 |
| Document Number | 0000444364 |
| Book / Page | 1778 / 78 |
| Map Reference | MB 19 PG 90 |
| Instrument Date | Mar 09, 2022 |
| Instrument | 444364 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 03, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2184 JOY ROAD, LOCUST, NC 28097 |
| Name | Verified Name |
|---|---|
| Address | 522 CHURCH ST, LOCUST, NC 28097-9606 |
| Document Number | 0000444365 |
|---|---|
| Date | Mar 09, 2022 |
| Instrument | 444365 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,117.00 | $155,187 Land $27,125 Building $128,062 | $155,187 Land $27,125 Building $128,062 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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