Stanly County property record for 20509 Ridgecrest Rd, Locust, NC 28097 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,272 sqft Finished Area |
| Lot Size | 33,106 sqft (0.76 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $876.00 (2025) |
| Primary APN | 559602955096 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,272 sqft Finished Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Masonry Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 33,106 sqft (0.76 acres) |
| Porch | 1 Porch |
| Porch Area | 90 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1479327 |
|---|---|
| Street Address | 20509 RIDGECREST RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8353 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSE 20509 RIDGECREST RD 559600027 |
| Jurisdiction | STANLY NC |
| Minor Civil Division | BIG LICK |
| Census Blockgroup | 2 |
| Census Block | 2039 |
| Census Tract | 930700 |
Source: Stanly County records · APN 559602955096
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20509 RIDGECREST RD, LOCUST, NC 28097-8353 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 05, 2025 | Intrafamily Transfer, Transfer |
| Sep 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 17, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Apr 17, 2018 · Amount on Record |
| Last Transfer Date | Nov 05, 2025 |
| Transfer Doc | 0000482595 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Nov 05, 2025 |
| Property Address | 20509 RIDGECREST RD, LOCUST, NC 28097-8353 |
| Document Number | 0000482595 |
| Book / Page | 1899 / 1570 |
| Map Reference | MB 33 PG 255 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 482595 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20509 RIDGECREST RD, LOCUST, NC 28097-8353 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 20509 RIDGECREST RD, LOCUST, NC 28097-8353 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000451663 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 1800/1301 |
| Instrument | 451663 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 17, 2018 |
| Property Address | 20509 RIDGECREST RD, LOCUST, NC 28097-8353 |
| Document Number | 0000399361 |
| Book / Page | 001642 / 000310 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 399361 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 20509 RIDGECREST RD LOCUST NC 280978353, LOCUST, NC 28097-8353 |
Source: Stanly County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $876.00 (+28.63%) | $132,773 (+40.37%) Land $32,452 Building $100,321 | $132,773 (+40.37%) Land $32,452 Building $100,321 |
| 2023 | $681.00 | $94,590 Land $19,934 Building $74,656 | $94,590 Land $19,934 Building $74,656 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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