20438 View Point Rd, Castro Valley, CA 94552 Property Records

Alameda County property record for 20438 View Point Rd, Castro Valley, CA 94552

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,985 sqft · built 1980
Lot Size	2.61 acres (113,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,329,000 (Aug 2022)
Tax Bill	$27,340 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85-5200-36`

Property Details

APN / Parcel Number

Primary APN	`85-5200-36`
Alternative APN	`085-5200-036-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,985 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	113,786 sqft

Location & Zoning

Street Address	20438 VIEW POINT RD
City	CASTRO VALLEY
State	CA
Zip	94552-2646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00004 BLK: TR: 4324
Legal Subdivision	M 118 87
Legal Tract	4324
Legal Lot Number	4
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2012
Census Tract	430101

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20438 VIEW POINT RD, CASTRO VALLEY, CA 94552-2646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Aug 30, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Apr 2, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jan 12, 2017	Deed of Trust, Mortgage · Line of Credit FREMONT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Apr 2, 2020 · Amount on Record
Deed Document Number	2022150341
Prior Transfer Date	Feb 18, 1997
Prior Transfer Doc	0000048314
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 30, 2022
Property Address	20438 VIEW POINT RD, CASTRO VALLEY, CA 94552-2646
Document Number	0000150341
Map Reference	MB 118 PG 87
Instrument Date	Aug 13, 2022
Instrument	2022150341
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20438 VIEW POINT RD, CASTRO VALLEY, CA 94552-2646

Mortgage

Document Number	0000150342
Date	Aug 30, 2022
Instrument	2022150342

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 30, 2022
Property Address	20438 VIEW POINT RD, CASTRO VALLEY, CA 94552-2646
Document Number	0000150340
Map Reference	MB 118 PG 87
Instrument Date	Jul 27, 2022
Instrument	2022150340
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15372 SUNNYHAVEN ST, SAN LEANDRO, CA 94579-2028

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 2, 2020
Property Address	20438 VIEW POINT RD, CASTRO VALLEY, CA 94552-2646
Document Number	0000073517
Instrument Date	Mar 30, 2020
Instrument	73517
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,870.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20438 VIEW POINT RD CASTRO VALLEY CA 945522646, CASTRO VALLEY, CA 94552-2646

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	20438 VIEW POINT RD, CASTRO VALLEY, CA 94552-2646
Document Number	0000017166
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20438 VIEW POINT RD CASTRO VALLEY CA 945522646, CASTRO VALLEY, CA 94552-2646

Mortgage

Document Number	0000017166
Date	Jan 23, 2017
Instrument	17166

Lender

Name	FREMONT BK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 22, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,273,000 (+1.02%) Land $684,000 Building $1,596,000
2025	$27,340.00 (+4.51%) Homeowner's exemption	$2,250,000 (+5.04%) Land $675,000 Building $1,575,000
2023	$26,160.00	$2,142,000 Land $642,600 Building $1,499,400	$2,061,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired.

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