Kanabec County property record for 20436 Ann River Dr, Mora, MN 55051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,046 sqft · built 1970 |
| Lot Size | 1.14 acres (49,830 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Nov 2021) |
| Tax Bill | $5,966 (2026) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Nov 2021 Sale & Mortgage + 1 more |
| APN | 02-04070-00 |
| Primary APN | 02-04070-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,046 sqft Adjusted Area |
| 1st Floor Area | 2,046 sqft |
| Basement Area | 1,800 sqft |
| Finished Basement | 1,800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,830 sqft (1.14 acres) |
| Lot Dimensions | 151 ft deep x 322 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Mixed |
| Garage Area | 754 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Account Number | 1039 |
|---|---|
| Street Address | 20436 ANN RIVER DR |
| City | MORA |
| State | MN |
| Zip | 55051-7408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4, 5, 6 |
| Legal Range | 24 |
| Legal Township | 39 |
| Legal Section | 26 |
| Legal Subdivision | STRANDLUNDS ANN RIVER ESTATES |
| Legal Lot Number | 4-6 |
| Jurisdiction | KANABEC MN |
| Township / Civil Division | ARTHUR |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 480400 |
20436 Ann River Dr is owned and occupied by an individual who bought it in November 2021.
Source: Kanabec County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20436 ANN RIVER DR, MORA, MN 55051-7408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Nov 5, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 14, 2020 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2021 · Amount on File |
| Deed Sale | Nov 5, 2021 · Amount on File |
| Prior Sale | Oct 14, 2020 · Amount on File |
| Deed Document Number | 2021276589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANABEC MN |
| Property Address | 20436 ANN RIVER DR, MORA, MN 55051-7408 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 20436 ANN RIVER DR, MORA, MN 55051-7408 |
| Document Number | 0000289280 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 289280 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Nov 5, 2021 |
| Property Address | 20436 ANN RIVER DR, MORA, MN 55051-7408 |
| Document Number | 0000276589 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 276589 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | RESULTS TITLE, RESULTS TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,369.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20436 ANN RIVER DR, MORA, MN 55051-7408 |
| Document Number | 0000276590 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 276590 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Oct 14, 2020 |
| Property Address | 20436 ANN RIVER DR, MORA, MN 55051-7408 |
| Document Number | 0000271621 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 271621 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,220.67 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20436 ANN RIVER DR, MORA, MN 55051-7408 |
| Document Number | 0000271622 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 271622 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 20436 Ann River Dr was $5,966 with exemptions applied.
Source: Kanabec County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kanabec County |
| County Subdivision | Arthur Township |
| Unified School District | Mora Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,966.00 Homeowner's exemption Senior Citizen's exemption | $524,600 Land $172,800 Building $351,800 | $524,600 Land $172,800 Building $351,800 |
| 2023 | $6,390.00 | $509,900 Land $161,800 Building $348,100 | $509,900 Land $161,800 Building $348,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 20436 Ann River Dr; there have been 4 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 4 (2001–2016) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20436 Ann River Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| ECE Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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