Kanabec County property record for 20328 Ann River Dr, Mora, MN 55051
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,755 sqft · built 1995 |
| Lot Size | 0.717 acres (31,243 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Sep 2026) |
| Tax Bill | $7,638 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more |
| APN | 02-04100-00 |
| Primary APN | 02-04100-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,755 sqft Adjusted Area |
| Gross Area | 2,789 sqft |
| 1st Floor Area | 2,789 sqft |
| Basement Area | 2,520 sqft |
| Finished Basement | 2,520 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 31,243 sqft (0.717 acres) |
| Lot Dimensions | 157 ft deep x 190 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Area | 915 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Wood |
| Account Number | 1041 |
|---|---|
| Street Address | 20328 ANN RIVER DR |
| City | MORA |
| State | MN |
| Zip | 55051-7409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 11 & 12 |
| Legal Range | 24 |
| Legal Township | 39 |
| Legal Section | 26 |
| Legal Subdivision | STRANDLUNDS ANN RIVER ESTATES |
| Legal Lot Number | 11,12 |
| Jurisdiction | KANABEC MN |
| Township / Civil Division | ARTHUR |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 480400 |
20328 Ann River Dr is owned and occupied by two individuals who bought it in September 2026.
Source: Kanabec County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20328 ANN RIVER DR, MORA, MN 55051-7409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK NATIONAL ASSOCIATION |
| Jul 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Jul 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on File |
| Deed Sale | Sep 2, 2026 · Amount on File |
| Prior Sale | Jul 20, 2023 · Amount on File |
| Deed Document Number | 2026292253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Sep 2, 2026 |
| Property Address | 20328 ANN RIVER DR, MORA, MN 55051-7409 |
| Document Number | 0000292253 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 2026292253 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | RESULTS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20328 ANN RIVER DR, MORA, MN 55051-7409 |
| Document Number | 0000292253, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 2026292253 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Jul 20, 2023 |
| Property Address | 20328 ANN RIVER DR, MORA, MN 55051-7409 |
| Document Number | 0000282431 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 282431 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | CONCIERGE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,062.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15355 BROCKTON LN N, DAYTON, MN 55327-9503 |
| Document Number | 0000282432 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 282432 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANABEC MN |
| Recording Date | Jul 7, 2020 |
| Property Address | 20328 ANN RIVER DR, MORA, MN 55051-7409 |
| Document Number | 0000270487 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 270487 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | ABSOLUTE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,534.17 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20328 ANN RIVER DR, MORA, MN 55051-7409 |
| Document Number | 0000270488 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 270488 |
| Name | STEARNS LENDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 20328 Ann River Dr was $7,638 with a senior citizen's exemption, down 20.2% from the year before.
Source: Kanabec County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kanabec County |
| County Subdivision | Arthur Township |
| Unified School District | Mora Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,638.00 (-20.19%) Senior Citizen's exemption | $644,700 (+9.61%) Land $139,800 Building $504,900 | $644,700 (+9.61%) Land $139,800 Building $504,900 |
| 2025 | $9,570.00 | $588,200 Land $131,600 Building $456,600 | $588,200 Land $131,600 Building $456,600 |
| 2023 | $8,996.00 | $680,100 Land $129,800 Building $550,300 | $680,100 Land $129,800 Building $550,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 20328 Ann River Dr; there have been 4 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 4 (2001–2016) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20328 Ann River Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| ECE Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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