20432 Rae Rd, Bend, OR 97702 Property Records

Deschutes County property record for 20432 Rae Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,531 sqft · built 1971
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (Oct 2018)
Tax Bill	$3,398 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181209 CC 03800`

Property Details

APN / Parcel Number

Primary APN	`181209 CC 03800`
Alternative APNs	`R1001181209C003600` `120444`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,531 sqft Living Area
1st Floor Area	1,531 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Other
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Mixed
Garage Area	495 sqft
Shed	1 Shed

Location & Zoning

Account Number	120444
Old Parcel Number	R1001181209C003600
Street Address	20432 RAE RD
City	BEND
State	OR
Zip	97702-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:10 BLK:4 SUBD:TILLICUM VILLAGE SEC/TWN/RNG/MER:SEC 09 TWN 18 RNG 12 MAP REF:181209-CC
Legal Range	12E
Legal Township	18S
Legal Section	09
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	TILLICUM VILLAGE
Legal Block	4
Legal Lot Number	10
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1042
Census Tract	2002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20432 RAE RD, BEND, OR 97702-2737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 22, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2018 · Amount on Record
Deed Sale	Oct 22, 2018 · Amount on Record
Prior Sale	May 6, 2016
Deed Document Number	2018-42563
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20432 RAE RD, BEND, OR 97702-2737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040622
Date	Aug 14, 2020
Instrument	2020-40622

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 22, 2018
Property Address	20432 RAE RD, BEND, OR 97702-2737
Document Number	0000042563
Instrument Date	Oct 18, 2018
Instrument	2018-42563
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20432 RAE RD, BEND, OR 97702-2737

Mortgage

Document Number	0000042564
Date	Oct 22, 2018
Instrument	2018-42564

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 27, 2018
Property Address	20432 RAE RD, BEND, OR 97702-2737
Document Number	0000039321
Instrument Date	Sep 26, 2018
Instrument	39321
Transaction Type	Transfer
Record Updated	Oct 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20432 RAE RD BEND OR 977022737, BEND, OR 97702-2737

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,398.00 (+3.95%)	$201,130 (+3%)	$595,200 (-0.74%) Land $252,500 Building $342,700
2024	$3,269.00 (+7.85%)	$195,280 (+3%)	$599,660 (+5.63%) Land $252,500 Building $347,160
2023	$3,031.00	$189,600	$567,690 Land $231,500 Building $336,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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