20421 Rae Rd, Bend, OR 97702 Property Records

Deschutes County property record for 20421 Rae Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1977
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$3,868 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181216 BB 00200`

Property Details

APN / Parcel Number

Primary APN	`181216 BB 00200`
Alternative APNs	`R1001181216BB00200` `156563`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Other
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	504 sqft
Deck Area	112 sqft
Fence	Fence

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	156563
Old Parcel Number	R1001181216BB00200
Street Address	20421 RAE RD
City	BEND
State	OR
Zip	97702-2760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWN/RNG/MER:SEC 16 TWN 18 RNG 12 MAP REF:181216-BB
Legal Range	12E
Legal Township	18S
Legal Section	16
Legal Quarter	NW
Quarter-Quarter Section	NW
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2003
Census Tract	2002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20421 RAE RD, BEND, OR 97702-2760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2018	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU
Sep 14, 2015	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT CMNTY CU
Mar 8, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2018
Deed Sale	Mar 8, 2018
Prior Sale	Sep 21, 2015
Deed Document Number	2018-09091
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20421 RAE RD, BEND, OR 97702-2760
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004976
Date	Feb 6, 2018
Instrument	2018-04976

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20421 RAE RD, BEND, OR 97702-2760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011678
Date	Mar 16, 2020
Instrument	2020-11678

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20421 RAE RD, BEND, OR 97702-2760
Document Number	0000009092
Instrument Date	Sep 14, 2015
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20421 RAE RD BEND OR 977022760, BEND, OR 97702-2760

Mortgage

Document Number	0000009092
Date	Mar 8, 2018
Instrument	9092

Lender

Name	ONPOINT CMNTY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Mar 7, 2045

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 8, 2018
Property Address	20421 RAE RD, BEND, OR 97702-2760
Document Number	0000009091
Instrument Date	Aug 20, 2015
Instrument	9091
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20421 RAE RD BEND OR 977022760, BEND, OR 97702-2760

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,868.00 (+3.92%)	$228,960 (+3%)	$646,920 (+1.24%) Land $242,780 Building $404,140
2024	$3,722.00 (+7.88%)	$222,300 (+3%)	$639,000 (+0.89%) Land $242,780 Building $396,220
2023	$3,450.00	$215,830	$633,380 Land $220,650 Building $412,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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