2043 W Prospect Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 2043 W Prospect Rd, Ashtabula, OH 44004

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,176 sqft · built 1956
Lot Size0.203 acres (8,843 sqft)
OwnerIndividual Name on File
Last Sale$45,000 (Oct 2019)
Tax Bill$2,019 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
May 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-010-00-040-00

Property Details

APN / Parcel Number

Primary APN48-010-00-040-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area1,200 sqft
1st Floor Area1,164 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,843 sqft (0.203 acres)
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Porch Area24 sqft
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2043 W PROSPECT RD
CityASHTABULA
StateOH
Zip44004-6437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT 12--10 M
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group1
Census Block1001
Census Tract701

Owner

2043 W Prospect Rd is owned and occupied by an individual who bought it in October 2019.

Source: Ashtabula County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address2043 W PROSPECT RD, ASHTABULA, OH 44004-6437
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2019Warranty Deed, Transfer · FHA Mortgage
FIRST FED'L S&L/LAKEWOOD
May 24, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2019 · Amount on File
Deed SaleOct 15, 2019 · Amount on File
Deed Document Number201910398
Deed Book / Page694 / 677
Prior Transfer DateMay 10, 2019
Prior Transfer Doc0000004793
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateOct 15, 2019
Property Address2043 W PROSPECT RD, ASHTABULA, OH 44004-6437
Document Number0000010398
Book / Page000694 / 000677
Instrument DateOct 11, 2019
Instrument10398
Transaction TypeTransfer
Record UpdatedJan 27, 2020
Title CompanyLAKE COUNTY TITLE COMPANY, LAKE COUNTY TITLE CO.

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14806 DETROIT AVE LAKEWOOD OH 441073910, LAKEWOOD, OH 44107-3910

Mortgage

Document Number10399
DateOct 15, 2019
Book Page000694/000681
Instrument10399
Lender
NameFIRST FED'L S&L/LAKEWOOD
TypeFederal Savings Bank
AddressLAKEWOOD, OH 44107
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 14, 2049

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionASHTABULA OH
Recording DateMay 24, 2019
Property Address2043 W PROSPECT RD, ASHTABULA, OH 44004-6437
Document Number0000004793
Book / Page000683 / 001442
Instrument DateMay 10, 2019
Instrument4793
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3044 BLAIR AVE ASHTABULA OH 440045270, ASHTABULA, OH 44004-5270

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionASHTABULA OH
Recording DateJun 19, 2017
Property Address2043 W PROSPECT RD, ASHTABULA, OH 44004-6437
Document Number0000005943
Book / Page000638 / 000822
Instrument DateJun 14, 2017
Instrument5943
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3044 BLAIR AVE ASHTABULA OH 440045270, ASHTABULA, OH 44004-5270

Tax Assessment & Valuation

The 2025 property tax bill for 2043 W Prospect Rd was $2,019.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,019.00$24,120 Land $8,050 Building $16,070$68,900 Land $23,000 Building $45,900
2023$1,160.00 (+10.58%) Homeowner's exemption$24,120 (+29.96%) Land $8,050 Building $16,070$68,900 Land $23,000 Building $45,900
2022$1,049.00 Homeowner's exemption$18,560 Land $6,200 Building $12,360
2020$53,000 Land $17,700 Building $35,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2043 W Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2043 W Prospect Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - ASHTABULA
private · serves 32,342 people · EPA ID OH0400711
Water SourceSurface water
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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