2028 W Prospect Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 2028 W Prospect Rd, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 3,126 sqft · built 1900
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$138,800 (Jan 2024)
Tax Bill	$2,959 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-012-10-002-00`

Property Details

APN / Parcel Number

Primary APN	`48-012-10-002-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,126 sqft Living Area
Gross Area	4,150 sqft
1st Floor Area	918 sqft
Upper Floors Area	459 sqft
Basement Area	864 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	17,860 sqft (0.41 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Stoop
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2028 W PROSPECT RD
City	ASHTABULA
State	OH
Zip	44004-6438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34 POWELL-DUDLEY
Legal Subdivision	POWELL-DUDLEY ALLOTMENT
Legal Lot Number	34
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	1
Census Block	1002
Census Tract	703

Owner

2028 W Prospect Rd is owned and occupied by an individual who bought it in January 2024.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2028 W PROSPECT RD, ASHTABULA, OH 44004-6438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2024 · Amount on File
Deed Sale	Jan 11, 2024 · Amount on File
Prior Sale	Oct 5, 2016 · Amount on File
Deed Document Number	2024242
Deed Book / Page	811 / 655
Prior Transfer Date	Aug 29, 2016
Prior Transfer Doc	0000009870
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jan 11, 2024
Property Address	2028 W PROSPECT RD, ASHTABULA, OH 44004-6438
Document Number	0000000242
Book / Page	811 / 655
Map Reference	MB 8 PG 36
Instrument Date	Jan 8, 2024
Instrument	2024-00000242
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	FIRST MERIDIAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 W PROSPECT RD, ASHTABULA, OH 44004-6438

Mortgage

Document Number	0000000243
Date	Jan 11, 2024
Instrument	2024-00000243

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2028 W Prospect Rd was $2,959.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,959.00	$35,360 Land $9,980 Building $25,380	$101,000 Land $28,500 Building $72,500
2023	$1,713.00 (+11.6%)	$35,360 (+3%) Land $9,980 Building $25,380	$101,000 Land $28,500 Building $72,500
2022	$1,535.00	$27,200 Land $7,670 Building $19,530
2020			$77,700 Land $21,900 Building $55,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2028 W Prospect Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1981)
Most Recent Claim	Apr 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2028 W Prospect Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20