2043 Valley Dr, Dunedin, FL 34698 Property Records

Pinellas County property record for 2043 Valley Dr, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 965 sqft · built 1959
Lot Size	0.227 acres (9,866 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Oct 2018)
Tax Bill	$2,872 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-742-4582-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-742-4582-0`
Alternative APNs	`23-28-15-69408-003-0130` `281523694080030130` `152823694080030130` `R247077`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	965 sqft Living Area
Gross Area	1,571 sqft
1st Floor Area	965 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,866 sqft (0.227 acres)
Lot Dimensions	141 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	376 sqft
Deck Area	500 sqft
Patio Area	500 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R247077
Street Address	2043 VALLEY DR
City	DUNEDIN
State	FL
Zip	34698-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEHURST MEADOW ADD BLK C, LOT 13
Legal Range	15E
Legal Township	28S
Legal Section	23
Legal Subdivision	PINEHURST MEADOW ADD
Legal Tract	69408
Legal Block	C
Legal Lot Number	13
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3009
Census Tract	26908

Owner

2043 Valley Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2043 VALLEY DR, DUNEDIN, FL 34698-3658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Prior Sale	Jan 19, 1996 · Amount on File
Deed Document Number	2018345934
Deed Book / Page	20313 / 2341
Prior Transfer Date	Jul 21, 1995
Prior Transfer Doc	9070000021
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2043 VALLEY DR, DUNEDIN, FL 34698-3658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0208411627
Date	Jan 10, 2020
Book Page	20841/1627
Instrument	2020011945

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 26, 2018
Property Address	2043 VALLEY DR, DUNEDIN, FL 34698-3658
Document Number	0203132341
Book / Page	20313 / 2341
Map Reference	MB 44 PG 72
Instrument Date	Oct 26, 2018
Instrument	2018345934
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 VALLEY DR, DUNEDIN, FL 34698-3658

Mortgage

Document Number	2018345935
Date	Oct 26, 2018
Instrument	2018345935

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2043 Valley Dr was $2,872 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,872.00 Homeowner's exemption	$204,694	$375,887 Land $236,336 Building $139,551
2023	$2,656.00 (+3.19%) Homeowner's exemption	$193,131 (+3%)	$339,377 (+18.43%) Land $227,888 Building $111,489
2022	$2,574.00 Homeowner's exemption	$187,506	$286,571 Land $201,153 Building $85,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2043 Valley Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2043 Valley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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