2032 Valley Dr, Dunedin, FL 34698 Property Records

Pinellas County property record for 2032 Valley Dr, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1967
Lot Size	0.226 acres (9,862 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Sep 2019)
Tax Bill	$5,326 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-742-4561-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-742-4561-4`
Alternative APNs	`23-28-15-69408-001-0280` `281523694080010280` `152823694080010280` `R247056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,776 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,776 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,862 sqft (0.226 acres)
Lot Dimensions	141 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	170 sqft
Deck Area	100 sqft
Patio Area	610 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R247056
Street Address	2032 VALLEY DR
City	DUNEDIN
State	FL
Zip	34698-3657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEHURST MEADOW ADD BLK A, LOT 28
Legal Range	15E
Legal Township	28S
Legal Section	23
Legal Subdivision	PINEHURST MEADOW ADD
Legal Tract	69408
Legal Block	A
Legal Lot Number	28
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3002
Census Tract	26908

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2032 VALLEY DR, DUNEDIN, FL 34698-3657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Aug 6, 2021	Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK
Sep 23, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Jul 20, 2015 · Amount on Record
Deed Document Number	2019304825
Deed Book / Page	20702 / 611
Prior Transfer Date	Oct 14, 2014
Prior Transfer Doc	0185600628
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2032 VALLEY DR, DUNEDIN, FL 34698-3657
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 VALLEY DR, DUNEDIN, FL 34698-3657

Mortgage

Document Number	0224891364
Date	Jun 29, 2023
Book Page	22489/1364
Instrument	2023169880

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2032 VALLEY DR, DUNEDIN, FL 34698-3657
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 VALLEY DR, DUNEDIN, FL 34698-3657

Mortgage

Document Number	0216611379
Date	Aug 6, 2021
Book Page	21661/1379
Instrument	2021258995

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 23, 2019
Property Address	2032 VALLEY DR, DUNEDIN, FL 34698-3657
Document Number	0207020611
Book / Page	20702 / 0611
Map Reference	MB 44 PG 72
Instrument Date	Sep 19, 2019
Instrument	2019304825
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3905 LUZON ST, 3905, FORT MYERS, FL 33901-8518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 VALLEY DR, DUNEDIN, FL 34698-3657

Mortgage

Document Number	0207020613
Date	Sep 23, 2019
Instrument	20702/0613

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,326.00 (+24.21%) Homeowner's exemption	$344,146 (+20.24%)	$546,322 (+22.95%) Land $223,010 Building $323,312
2023	$4,288.00 (+2.85%) Homeowner's exemption	$286,221 (+3%)	$444,334 (+16.32%) Land $222,370 Building $221,964
2022	$4,169.00 Homeowner's exemption	$277,884	$381,980 Land $205,548 Building $176,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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