2043 Commonwealth Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2043 Commonwealth Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,008 sqft · built 1980
Lot Size	0.159 acres (6,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Feb 2017)
Tax Bill	$2,469 (2026)
Deeds & Mortgages	Aug 2025 Transfer Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061W0-03-00-03400`

Property Details

APN / Parcel Number

Primary APN	`061W0-03-00-03400`
Alternative APN	`24123`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,008 sqft Finished Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,926 sqft (0.159 acres)
View / Lot	Proximity to Airport
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2043 COMMONWEALTH DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-2363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10 RESIDE
Legal Description	WESTFIELD 3 4L
Legal Subdivision	WESTFIELD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1002
Census Tract	10701

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2043 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Gift Deed, Transfer
Dec 18, 2017	Deed of Trust, Mortgage PENNYMAC
Feb 21, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN EQUITY MTG/NC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	20172129
Last Transfer Date	Jul 30, 2025
Transfer Doc	0000008149
Record Updated	Sep 20, 2026

August 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 27, 2025
Property Address	2043 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2363
Document Number	202500008149
Map Reference	MB 697 PG 425
Instrument Date	Jul 30, 2025
Instrument	202500008149
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2043 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2363

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2043 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2363
Document Number	0000014857
Book / Page	004998 / 000105
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2043 COMMONWEALTH DR CHARLOTTESVILLE VA 229012363, CHARLOTTESVILLE, VA 22901-2363

Mortgage

Document Number	0000014857
Date	Dec 22, 2017
Book Page	004998/000105
Instrument	14857

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 21, 2017
Property Address	2043 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2363
Document Number	0000002129
Book / Page	004878 / 000514
Instrument Date	Feb 17, 2017
Instrument	2129
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2043 COMMONWEALTH DR CHARLOTTESVILLE VA 229012363, CHARLOTTESVILLE, VA 22901-2363

Mortgage

Document Number	2130
Date	Feb 21, 2017
Book Page	004878/000517
Instrument	2130

Lender

Name	AMERICAN EQUITY MTG/NC
Type	Mortgage Company
Address	ST LOUIS, MT 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,469.00 (+13.41%)	$276,200 (+13.38%) Land $100,000 Building $176,200	$276,200 (+13.38%) Land $100,000 Building $176,200
2025	$2,177.00	$243,600 (+20.65%) Land $83,500 Building $160,100	$243,600 (+20.65%) Land $83,500 Building $160,100
2024	$2,177.00 (+26.28%)
2023	$1,724.00	$201,900 Land $72,500 Building $129,400	$201,900 Land $72,500 Building $129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKYLINE COURT APARTMENTS private · serves 50 people · EPA ID VA2003175
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	ACSA URBAN AREA
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed, T-Mobile, Ting.

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