Albemarle County property record for 2035 Commonwealth Dr, Charlottesville, VA 22901 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,262 sqft · built 1980 |
| Lot Size | 0.157 acres (6,839 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,740 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061W0-03-00-03000 |
| Primary APN | 061W0-03-00-03000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,262 sqft Finished Area |
| Family Room | Family Room |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,839 sqft (0.157 acres) |
| View / Lot | Proximity to Airport |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2035 COMMONWEALTH DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-2363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTFIELD 3 2L |
| Legal Subdivision | WESTFIELD |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | JACK JOUETT |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10701 |
Source: Albemarle County records · APN 061W0-03-00-03000
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2035 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC |
| Mar 19, 2024 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jan 05, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jul 14, 2026 |
| Property Address | 2035 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2363 |
| Document Number | 0000006954 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20266954 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2035 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2363 |
| Document Number | 0000006954, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20266954 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2035 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2363 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2035 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2363 |
| Document Number | 202400002020 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 202400002020 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2035 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2363 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2035 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2363 |
| Document Number | 202300000064 |
|---|---|
| Date | Jan 05, 2023 |
| Instrument | 202300000064 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2035 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2363 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5641/701 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 5641/701 |
| Instrument | 2021-00019178 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Rate | 3% |
|---|
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,740.00 (+10.68%) | $418,300 (+10.66%) Land $100,000 Building $318,300 | $418,300 (+10.66%) Land $100,000 Building $318,300 |
| 2025 | $3,379.00 (+25.33%) | $378,000 (+19.73%) Land $83,500 Building $294,500 | $378,000 (+19.73%) Land $83,500 Building $294,500 |
| 2023 | $2,696.00 | $315,700 Land $72,500 Building $243,200 | $315,700 Land $72,500 Building $243,200 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 358 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T, T-Mobile USA, Ting Fiber, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.
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