20425 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20425 Napa Loop, Estero, FL 33928 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.187 acres (8,130 sqft)
Owner2 Individual Names on File
Last Sale$556,000 (Aug 2023)
Tax Bill$5,164 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0400C.1144

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0400C.1144
Alternative APNs
  • 273046L30400C1144
  • 10616840

Exterior

Lot Area8,130 sqft (0.187 acres)
PorchPorch
Porch Area273 sqft

Location & Zoning

Account Number10616840
Street Address20425 NAPA LOOP
CityESTERO
StateFL
Zip33928-9734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVERDANA VILLAGE PHASE 2A/2B AS DESC IN INSTRUMENT 2022000319154 BLK C LOT 1144
Legal SubdivisionVERDANA VILLAGE
Legal BlockC
Legal Lot Number1144
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records · APN 30-46-27-L3-0400C.1144

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20425 NAPA LOOP, ESTERO, FL 33928-9734
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2023 · Amount on Record
Deed SaleAug 24, 2023 · Amount on Record
Deed Document Number2023282814
Record UpdatedSep 20, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateAug 24, 2023
Property Address20425 NAPA LOOP, ESTERO, FL 33928-9734
Document Number0000282814
Map ReferenceDOC 2022000319154
Instrument DateAug 14, 2023
Instrument2023000282814
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 09, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,892.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address20425 NAPA LOOP, ESTERO, FL 33928-9734

Mortgage

Document Number0000282815
DateAug 24, 2023
Instrument2023000282815
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$284,805 (+2.7%)$439,336 (-7.4%) Land $82,365 Building $356,971
2025$5,164.00 (+69.7%) Homeowner's exemption$277,317 (+245.34%)$474,465 (+490.84%) Land $90,440 Building $384,025
2023$3,043.00$80,303 Land $80,303$80,303 Land $80,303

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 205 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
124 under condo master policies
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024, other causes
Claims By Storm
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 163 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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