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20413 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20413 Napa Loop, Estero, FL 33928 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.192 acres (8,341 sqft)
Owner2 Individual Names on File
Last Sale$654,900 (Jun 2024)
Tax Bill$8,545 (2025)
Deeds & MortgagesOct 2025 Mortgage
Nov 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0400C.1147

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0400C.1147
Alternative APNs
  • 273046L30400C1147
  • 10616843

Exterior

Lot Area8,341 sqft (0.192 acres)

Exterior Amenities

Pool TypePool Type
Pool Area312 sqft
PorchPorch
Porch Area353 sqft
Patio Area408 sqft

Location & Zoning

Account Number10616843
Street Address20413 NAPA LOOP
CityESTERO
StateFL
Zip33928-9795
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVERDANA VILLAGE PHASE 2A/2B AS DESC IN INSTRUMENT 2022000319154 BLK C LOT 1147
Legal SubdivisionVERDANA VILLAGE
Legal BlockC
Legal Lot Number1147
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records · APN 30-46-27-L3-0400C.1147

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20413 NAPA LOOP, ESTERO, FL 33928-9795
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Conventional Mortgage
CAPTIAL CENTER LLC
Nov 05, 2024Deed of Trust, Mortgage · Conventional Mortgage
CAPTIAL CENTER LLC
Jun 04, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 04, 2024 · Amount on Record
Deed SaleJun 04, 2024 · Amount on Record
Prior SaleNov 08, 2023 · Amount on Record
Deed Document Number2024158535
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20413 NAPA LOOP, ESTERO, FL 33928-9795
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address20413 NAPA LOOP, ESTERO, FL 33928-9795

Mortgage

Document Number0000286928
DateOct 27, 2025
Instrument2025000286928
Lender
NameCAPTIAL CENTER LLC
TypeMortgage Company
AddressGLEN ALLEN, VA 23060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20413 NAPA LOOP, ESTERO, FL 33928-9795
Transaction TypeMortgage
Record UpdatedDec 26, 2025
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20413 NAPA LOOP, ESTERO, FL 33928-9795

Mortgage

Document Number0000301161
DateNov 05, 2024
Instrument2024000301161
Lender
NameCAPTIAL CENTER LLC
TypeMortgage Company
AddressGLEN ALLEN, VA 23060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2054

June 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 04, 2024
Property Address20413 NAPA LOOP, ESTERO, FL 33928-9795
Document Number0000158535
Map ReferenceDOC 2022000319154
Instrument DateMay 29, 2024
Instrument2024000158535
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,584.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20413 NAPA LOOP, ESTERO, FL 33928-9795

Mortgage

Document Number0000158536
DateJun 04, 2024
Instrument2024000158536
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2054

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,545.00 (+277.6%) Homeowner's exemption$533,410 (+547.44%) Land $90,440 Building $442,970$533,410 (+547.44%) Land $90,440 Building $442,970
2023$2,263.00$82,387 Land $82,387$82,387 Land $82,387

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 205 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
124 under condo master policies
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024, other causes
Claims By Storm
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Wildfire

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire LikelihoodAbout 1 in 159 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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