20425 Ahha Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20425 Ahha Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Aug 2021)
Tax Bill	$3,990 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`181209-CB-04300`

Property Details

APN / Parcel Number

Primary APN	`181209-CB-04300`
Alternative APNs	`R1001181209C009300` `120505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,824 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Roof Type	Gable
Lot Area	10,019 sqft (0.23 acres)
Garage Area	576 sqft
Deck Area	636 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	120505
Street Address	20425 AHHA LN
City	BEND
State	OR
Zip	97702-2754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TILLICUM VILLAGE THIRD ADDITION BLOCK 11 LOT 8
Legal Range	12
Legal Township	18
Legal Section	09
Legal Subdivision	TILLICUM VILLAGE THIRD ADDITION
Legal Block	11
Legal Lot Number	8
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1038
Census Tract	2002

Owner

20425 Ahha Ln is owned and occupied by an individual who bought it in August 2021.

Source: Deschutes County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	20425 AHHA LN, BEND, OR 97702-2754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CREDIT UNION
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Aug 19, 2021	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Oct 5, 2017	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Prior Sale	Oct 5, 2017 · Amount on File
Deed Document Number	202148311
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Aug 17, 2026
Property Address	20425 AHHA LN, BEND, OR 97702-2754
Document Number	0000024663
Instrument Date	Aug 14, 2026
Instrument	202624663
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20425 AHHA LN, BEND, OR 97702-2754

Mortgage

Document Number	0000024663,
Date	Aug 17, 2026
Instrument	202624663

Lender

Name	ONPOINT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20425 AHHA LN, BEND, OR 97702-2754
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036070
Date	Sep 29, 2022
Instrument	2022-36070

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 19, 2021
Property Address	20425 AHHA LN, BEND, OR 97702-2754
Document Number	0000048311
Map Reference	CAB B PG 393
Instrument Date	Aug 17, 2021
Instrument	2021-48311
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20425 AHHA LN, BEND, OR 97702-2754

Mortgage

Document Number	0000048312
Date	Aug 19, 2021
Instrument	2021-48312

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20425 AHHA LN, BEND, OR 97702-2754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037017
Date	Sep 12, 2018
Instrument	2018-37017

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20425 AHHA LN, BEND, OR 97702-2754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050961
Date	Sep 30, 2020
Instrument	2020-50961

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 5, 2017
Property Address	20425 AHHA LN, BEND, OR 97702-2754
Document Number	0000039903
Instrument Date	Oct 2, 2017
Instrument	39903
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20425 AHHA LN BEND OR 977022754, BEND, OR 97702-2754

Mortgage

Document Number	39904
Date	Oct 5, 2017
Instrument	39904

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20425 Ahha Ln was $3,990, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,990.00 (+3.93%)	$236,190 (+3%)	$621,790 (-0.76%) Land $252,500 Building $369,290
2024	$3,839.00 (+7.87%)	$229,320 (+3%)	$626,530 (+5.53%) Land $252,500 Building $374,030
2023	$3,559.00	$222,650	$593,710 Land $231,500 Building $362,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20425 Ahha Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20425 Ahha Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

Cell Coverage

5G (outdoors only) and 4G LTE

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