20416 Ahha Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20416 Ahha Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,598 sqft · built 1974
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,614 (2025)
Deeds & Mortgages	May 2026 Construction Loan May 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181209-CB-01200`

Property Details

APN / Parcel Number

Primary APN	`181209-CB-01200`
Alternative APNs	`R1001181209C009700` `120501`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,598 sqft Living Area
Gross Area	3,174 sqft
1st Floor Area	1,334 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Roof Type	Mansard
Lot Area	13,939 sqft (0.32 acres)
Garage Area	576 sqft
Deck Area	440 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	120501
Street Address	20416 AHHA LN
City	BEND
State	OR
Zip	97702-2755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TILLICUM VILLAGE THIRD ADDITION BLOCK 12 LOT PT 3
Legal Range	12
Legal Township	18
Legal Section	09
Legal Subdivision	TILLICUM VILLAGE THIRD ADDITION
Legal Block	12
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1011
Census Tract	2002

Owner

20416 Ahha Ln is owned and occupied by two individuals who acquired it in January 2008.

Source: Deschutes County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20416 AHHA LN, BEND, OR 97702-2755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Construction Mortgage OREGON FEDERAL CREDIT UNION
May 16, 2018	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 18, 2020	Deed of Trust, Mortgage · Line of Credit MID OR FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2008
Deed Sale	Jan 9, 2008
Prior Sale	May 3, 2006 · Amount on File
Deed Document Number	20081092
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	May 26, 2026
Property Address	20416 AHHA LN, BEND, OR 97702-2755
Document Number	0000015498
Instrument Date	May 19, 2026
Instrument	202615498
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship, 164
Address	20416 AHHA LN, BEND, OR 97702-2755

Mortgage

Document Number	0000015498,
Date	May 26, 2026
Instrument	202615498

Lender

Name	OREGON FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20416 AHHA LN, BEND, OR 97702-2755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019487
Date	May 16, 2018
Instrument	2018-19487

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20416 AHHA LN, BEND, OR 97702-2755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036173
Date	Jul 24, 2020
Instrument	2020-36173

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	98000

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20416 AHHA LN, BEND, OR 97702-2755
Document Number	0000062905
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20416 AHHA LN BEND OR 977022755, BEND, OR 97702-2755

Mortgage

Document Number	0000062905
Date	Nov 23, 2020
Instrument	62905

Lender

Name	MID OR FCU
Type	Credit Union
Address	BEND, OR 97708-6749

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20416 Ahha Ln was $4,614, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,614.00 (+3.94%)	$273,110 (+3%)	$714,600 (-0.82%) Land $252,500 Building $462,100
2024	$4,439.00 (+7.87%)	$265,160 (+3%)	$720,530 (+5.23%) Land $252,500 Building $468,030
2023	$4,115.00	$257,440	$684,730 Land $231,500 Building $453,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20416 Ahha Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20416 Ahha Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

Cell Coverage

5G (outdoors only) and 4G LTE

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