20423 Amberlight Ln, Katy, TX 77450 Property Records

Harris County property record for 20423 Amberlight Ln, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,201 sqft · built 1995
Lot Size	0.185 acres (8,050 sqft)
Owner	Individual Name on Record
Tax Bill	$9,694 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-391-007-0011`

Property Details

APN / Parcel Number

Primary APN	`115-391-007-0011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,201 sqft Living Area
1st Floor Area	1,897 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,050 sqft (0.185 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1153910070011
Street Address	20423 AMBERLIGHT LN
City	KATY
State	TX
Zip	77450-5042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 BLK 7 NOTTINGHAM COUNTRY SEC 10
Legal Subdivision	NOTTINGHAM COUNTRY SEC 10
Legal Block	7
Legal Lot Number	11
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3007
Census Tract	454700

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20423 AMBERLIGHT LN, KATY, TX 77450-5042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2025
Deed Sale	Jun 4, 2025
Prior Sale	May 28, 1996 · Amount on Record
Deed Document Number	2025213822
Prior Transfer Date	Dec 30, 2024
Prior Transfer Doc	0000485609
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20423 AMBERLIGHT LN, KATY, TX 77450-5042
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	PATTEN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25223 SIERRA MANOR CT, KATY, TX 77493-4616

Mortgage

Document Number	0000374292
Date	Sep 22, 2025
Instrument	2025-374292

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,923 (+3.54%) Land $175,893 Building $303,030	$478,923 (+3.54%) Land $175,893 Building $303,030
2025	$9,694.00 (+504.74%)	$462,547 (-4.43%) Land $175,893 Building $286,654	$462,547 (-4.43%) Land $175,893 Building $286,654
2024	$1,603.00 (+150.86%)
2023		$483,966 Land $175,893 Building $308,073	$483,966 Land $175,893 Building $308,073
2022	$639.00 (-65.57%)
2020	$1,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	26 (1981–2019)
Claims Outside the SFHA	26 of 26
Most Recent Claim	Sep 2019 · Tropical Storm Imelda
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOTTINGHAM COUNTRY MUD serves 7,095 people · EPA ID TX1012315
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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