20407 Amberlight Ln, Katy, TX 77450 Property Records

Harris County property record for 20407 Amberlight Ln, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,842 sqft · built 1990
Lot Size	0.185 acres (8,050 sqft)
Owner	Individual Name on Record
Last Sale	$166,300 (Jul 2015)
Tax Bill	$4,511 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-391-007-0007`

Property Details

APN / Parcel Number

Primary APN	`115-391-007-0007`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,842 sqft Living Area
1st Floor Area	2,199 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,050 sqft (0.185 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Concrete/Masonry Porch
Porch Area	197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1153910070007
Street Address	20407 AMBERLIGHT LN
City	KATY
State	TX
Zip	77450-5049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 7 NOTTINGHAM COUNTRY SEC 10
Legal Subdivision	NOTTINGHAM COUNTRY SEC 10
Legal Block	7
Legal Lot Number	7
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3007
Census Tract	454700

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20407 AMBERLIGHT LN, KATY, TX 77450-5049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage LENOX FINANCIAL MORTGAGE CORP
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2015 · Amount on Record
Deed Sale	Jul 31, 2015 · Amount on Record
Prior Sale	Jan 22, 1998 · Amount on Record
Deed Document Number	2015341680
Prior Transfer Date	Jul 27, 2006
Prior Transfer Doc	000Z484857
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20407 AMBERLIGHT LN, KATY, TX 77450-5049
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180503
Date	Apr 27, 2018
Instrument	2018-180503

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20407 AMBERLIGHT LN, KATY, TX 77450-5049
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229315
Date	Jun 3, 2019
Instrument	2019-229315

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20407 AMBERLIGHT LN, KATY, TX 77450-5049
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000419115
Date	Sep 8, 2020
Instrument	2020-419115

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,337 (-5.83%) Land $175,893 Building $357,444	$533,337 (-5.83%) Land $175,893 Building $357,444
2025	$4,511.00 (-14.24%) Homeowner's exemption	$566,328 (+0.87%) Land $175,893 Building $390,435	$566,328 (+0.87%) Land $175,893 Building $390,435
2024	$5,260.00 (+31.7%)
2023		$561,430 Land $175,893 Building $385,537	$561,430 Land $175,893 Building $385,537
2022	$3,994.00 (-29.51%)
2020	$5,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	26 (1981–2019)
Claims Outside the SFHA	26 of 26
Most Recent Claim	Sep 2019 · Tropical Storm Imelda
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOTTINGHAM COUNTRY MUD serves 7,095 people · EPA ID TX1012315
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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