Stanly County property record for 20422 Coley Store Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,830 sqft · built 1971 |
| Lot Size | 5.3 acres (230,868 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Jun 2026) |
| Tax Bill | $1,995 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 558603138326 |
| Primary APN | 558603138326 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,830 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 230,868 sqft (5.3 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Porch | Porch |
| Porch Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 1556111 |
|---|---|
| Street Address | 20422 COLEY STORE RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-7157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 20422 COLEY STORE RD 558600092 |
| Legal Subdivision | H L HUNNEYCUTT LAND |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20422 COLEY STORE RD, LOCUST, NC 28097-7157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on Record |
| Deed Sale | Jun 16, 2026 · Amount on Record |
| Prior Sale | May 23, 2025 · Amount on Record |
| Deed Document Number | 2026488894 |
| Deed Book / Page | 1922 / 890 |
| Prior Transfer Date | Mar 1, 2005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 16, 2026 |
| Property Address | 20422 COLEY STORE RD, LOCUST, NC 28097-7157 |
| Document Number | 0000488894 |
| Book / Page | 1922 / 890 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 2026488894 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20422 COLEY STORE RD, LOCUST, NC 28097-7157 |
| Document Number | 0000488895, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 2026488895 |
| Name | ALL CREDIT CONSIDERED MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,995.00 (+15.72%) | $316,711 (+15.7%) Land $88,400 Building $228,311 | $316,711 (+15.7%) Land $88,400 Building $228,311 |
| 2025 | $1,724.00 (+200.35%) | $273,725 (+59.28%) Land $88,400 Building $185,325 | $273,725 (+59.28%) Land $88,400 Building $185,325 |
| 2023 | $574.00 | $171,856 (-) Land $56,550 Building $115,306 | $171,856 (-) Land $56,550 Building $115,306 |
| 2022 | $574.00 | $171,856 Land $56,550 Building $115,306 | $171,856 Land $56,550 Building $115,306 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Windstream.
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