20231 Coley Store Rd, Locust, NC 28097 Property Records

Stanly County property record for 20231 Coley Store Rd, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,350 sqft · built 1959
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2021)
Tax Bill	$1,189 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`558603017066`

Property Details

APN / Parcel Number

Primary APN	`558603017066`
Alternative APNs	`1534329` `13764`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,350 sqft Finished Area
Gross Area	2,056 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	174 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	576 sqft
Porch	Porch
Porch Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1534329
Street Address	20231 COLEY STORE RD
City	LOCUST
State	NC
Zip	28097-7154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 20231 COLEY STORE RD 558600060
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	3
Census Block	3018
Census Tract	930801

Owner

Source: Stanly County records, as of October 2, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20231 COLEY STORE RD, LOCUST, NC 28097-7154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP
Jan 28, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2021 · Amount on Record
Deed Sale	May 12, 2021 · Amount on Record
Prior Sale	Jan 28, 2019 · Amount on Record
Deed Document Number	0017411282
Deed Book / Page	1741 / 1282
Record Updated	Jun 7, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	May 12, 2021
Property Address	20231 COLEY STORE RD, LOCUST, NC 28097-7154
Document Number	0000432841
Book / Page	1741 / 1282
Instrument Date	May 12, 2021
Instrument	432841
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20231 COLEY STORE RD, 20231, LOCUST, NC 28097-7154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9904 DIABLO CT, MIDLAND, NC 28107-7269

Mortgage

Document Number	0000432842
Date	May 12, 2021
Instrument	432842

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jan 28, 2019
Property Address	20231 COLEY STORE RD, LOCUST, NC 28097-7154
Document Number	0000406673
Book / Page	001662 / 000446
Instrument Date	Jan 28, 2019
Instrument	406673
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20231 COLEY STORE RD LOCUST NC 280977154, LOCUST, NC 28097-7154

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,189.00	$162,898 Land $18,273 Building $144,625	$162,898 Land $18,273 Building $144,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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