2042 Panoramic Cir, Apopka, FL 32703 Property Records

Orange County property record for 2042 Panoramic Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,897 sqft · built 2021
Lot Size	0.225 acres (9,798 sqft)
Owner	2 Individual Names on File
Last Sale	$470,865 (May 2021)
Tax Bill	$7,338 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-21-28-8919-00-880`

Property Details

APN / Parcel Number

Primary APN	`19-21-28-8919-00-880`
Alternative APNs	`282119891900880` `205340` `209615` `213630`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,897 sqft Living Area
Gross Area	4,603 sqft
1st Floor Area	1,350 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,798 sqft (0.225 acres)
Garage Type	Attached
Garage Area	645 sqft
Porch	Finished/Open Porch
Porch Area	698 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2042 PANORAMIC CIR
City	APOPKA
State	FL
Zip	32703-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU-ES-GT
Legal Description	VISTAS AT WATERS EDGE PHASE 2 100/41 LOT 88
Legal Range	28E
Legal Township	21S
Legal Section	19
Legal Subdivision	VISTAS AT WATERS EDGE PH 2
Legal Phase	2
Legal Lot Number	88
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1089
Census Tract	17901

Owner

2042 Panoramic Cir is owned and occupied by two individuals who bought it in May 2021.

Source: Orange County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2042 PANORAMIC CIR, APOPKA, FL 32703-9250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Deed Document Number	2021268020
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2042 PANORAMIC CIR, APOPKA, FL 32703-9250
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 616611, ORLANDO, FL 32861-6611

Mortgage

Document Number	0000268021
Date	May 4, 2021
Instrument	20210268021

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2042 Panoramic Cir was $7,338, up 1.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,068 (+2.7%)	$604,870 (-1.19%) Land $100,000 Building $504,870
2025	$7,338.00 (+1.61%) Homeowner's exemption	$496,658	$612,130 Land $100,000 Building $512,130
2024	$7,222.00 (+6.82%)
2023	$6,761.00 (+3.76%) Homeowner's exemption	$468,603 (+3%)	$540,822 (+18.87%) Land $100,000 Building $440,822
2022	$6,516.00 Homeowner's exemption	$454,954 Land $85,000 Building $369,954	$454,954 Land $85,000 Building $369,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2042 Panoramic Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2042 Panoramic Cir is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Zentro.

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