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20415 Saphire Ct, Hilmar, CA 95324 Property Records

Merced County property record for 20415 Saphire Ct, Hilmar, CA 95324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,748 sqft · built 1989
Lot Size0.162 acres (7,060 sqft)
OwnerCompany Name on File
Last Sale$320,000 (Dec 2007)
Tax Bill$4,508 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2021 Transfer
Flood ZoneZone X (minimal risk)
APN015-200-023-000

Property Details

APN / Parcel Number

Primary APN015-200-023-000
Alternative APN
  • 015-200-023

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,748 sqft Living Area
Gross Area1,396 sqft
1st Floor Area868 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area7,060 sqft (0.162 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area89 sqft
Patio Area289 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number015-200-023
Street Address20415 SAPHIRE CT
CityHILMAR
StateCA
Zip95324-9113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUNRISE EST #1 LOT 9
Legal SubdivisionSUNRISE ESTATE
Legal Lot Number9
JurisdictionMERCED CA
Township / Civil DivisionHILMAR-IRWIN
Census Block Group2
Census Block2007
Census Tract404

Owner

Source: Merced County records · APN 015-200-023-000

Assessment roll updated July 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20415 SAPHIRE CT, HILMAR, CA 95324-9113
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 07, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Jun 02, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 07, 2007 · Amount on Record
Deed SaleDec 07, 2007 · Amount on Record
Deed Document Number200765275
Last Transfer DateMay 13, 2021
Transfer Doc0000024812
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Recording DateMay 07, 2026
Property Address20415 SAPHIRE CT, HILMAR, CA 95324-9113
Document Number0000011807
Instrument DateMay 05, 2026
Instrument202611807
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address20415 SAPHIRE CT, HILMAR, CA 95324-9113

Mortgage

Document Number0000011807,
DateMay 07, 2026
Instrument202611807
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.37%
Max Rate-1%

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateJun 02, 2021
Property Address20415 SAPHIRE CT, HILMAR, CA 95324-9113
Document Number0000024812
Map ReferenceVOL 33 PG 5&6
Instrument DateMay 13, 2021
Instrument2021024812
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address20415 SAPHIRE CT, HILMAR, CA 95324-9113

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Unified School DistrictHilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,508.00 (+4.62%) Homeowner's exemption$420,311 (+4.04%) Land $170,750 Building $249,561
2023$4,309.00 (+1.39%) Homeowner's exemption$403,991 Land $164,120 Building $239,871
2022$4,250.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
UnWired Broadband Holding
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Ayera Technologies.

Based on FCC filings for 220 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHILMAR COUNTY WATER DISTRICT
serves 5,504 people
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
not recorded as resolved · Nov 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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