20465 Saphire Ct, Hilmar, CA 95324 Property Records

Merced County property record for 20465 Saphire Ct, Hilmar, CA 95324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,733 sqft · built 1988
Lot Size0.242 acres (10,555 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Aug 2022)
Tax Bill$5,392 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN015-200-019-000

Property Details

APN / Parcel Number

Primary APN015-200-019-000
Alternative APN
  • 015200019

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,733 sqft Living Area
Gross Area2,173 sqft
1st Floor Area1,733 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1994
Architectural StyleOther
Construction TypeWood Frame
Lot Area10,555 sqft (0.242 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchPorch
Porch Area143 sqft
Patio Area343 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number015200019
Street Address20465 SAPHIRE CT
CityHILMAR
StateCA
Zip95324-9113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNRISE EST #1 LOT 13
Legal SubdivisionSUNRISE ESTATE
Legal Lot Number13
JurisdictionMERCED CA
Township / Civil DivisionHILMAR-IRWIN
Census Block Group2
Census Block2007
Census Tract404

Owner

Source: Merced County records · APN 015-200-019-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 55, HILMAR, CA 95324-0055
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2022 · Amount on Record
Deed SaleAug 17, 2022 · Amount on Record
Deed Document Number2022029857
Record UpdatedJun 08, 2026

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateAug 17, 2022
Property Address20465 SAPHIRE CT, HILMAR, CA 95324-9113
Document Number0000029857
Map ReferenceVOL 33 PG 5&6
Instrument DateAug 10, 2022
Instrument2022029857
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 55, HILMAR, CA 95324-0055

Mortgage

Document Number0000029858
DateAug 17, 2022
Instrument2022029858
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Unified School DistrictHilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,392.00 (+8.58%)$495,000 (+8.08%) Land $110,000 Building $385,000
2023$4,966.00 (+109.54%)$458,000 Land $100,000 Building $358,000
2022$2,370.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
UnWired Broadband Holding
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Ayera Technologies.

Based on FCC filings for 220 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHILMAR COUNTY WATER DISTRICT
serves 5,504 people
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
not recorded as resolved · Nov 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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