20415 Efird Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 20415 Efird Rd, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,222 sqft · built 1972
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jun 2026)
Tax Bill	$904 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`651604635433`

Property Details

APN / Parcel Number

Primary APN	`651604635433`
Alternative APNs	`1556125` `10629` `18674`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,222 sqft Finished Area
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	158 ft deep x 133 ft wide
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	512 sqft
Porch	Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1556125
Street Address	20415 EFIRD RD
City	ALBEMARLE
State	NC
Zip	28001-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	HSE 20415 EFIRD RD 651600107
Legal Subdivision	MAPLE ACRES
Legal Lot Number	PT 18
Jurisdiction	STANLY NC
Township / Civil Division	ENDY
Census Block Group	3
Census Block	3025
Census Tract	930700

Owner

20415 Efird Rd is owned and occupied by an individual who bought it in June 2026.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	20415 EFIRD RD, ALBEMARLE, NC 28001-9062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jun 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Deed Document Number	2026488941
Deed Book / Page	1922 / 1147
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 17, 2026
Property Address	20415 EFIRD RD, ALBEMARLE, NC 28001-9062
Document Number	0000488941
Book / Page	1922 / 1147
Instrument Date	Jun 17, 2026
Instrument	2026488941
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20415 EFIRD RD, ALBEMARLE, NC 28001-9062

Mortgage

Document Number	0000488942,
Date	Jun 17, 2026
Instrument	2026488942

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000488943,
Date	Jun 17, 2026
Book Page	1922/1164
Instrument	2026488943

Lender

Name	HOUSING FINANCE AGENCY NC

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 4, 2026
Property Address	20415 EFIRD RD, ALBEMARLE, NC 28001-9062
Document Number	0000488459
Book / Page	1921 / 326
Instrument Date	May 11, 2026
Instrument	2026488459
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	20415 EFIRD RD, ALBEMARLE, NC 28001-9062

Tax Assessment & Valuation

The 2026 property tax bill for 20415 Efird Rd was $904.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$904.00	$143,527 (-) Land $22,706 Building $120,821	$143,527 (-) Land $22,706 Building $120,821
2025	$904.00	$143,527 Land $22,706 Building $120,821	$143,527 Land $22,706 Building $120,821
2023	$1,342.00	$96,792 (-) Land $12,925 Building $83,867	$96,792 (-) Land $12,925 Building $83,867
2022	$1,342.00	$96,792 Land $12,925 Building $83,867	$96,792 Land $12,925 Building $83,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20415 Efird Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20415 Efird Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

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