20329 Efird Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 20329 Efird Rd, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,016 sqft · built 1969
Lot Size	3.73 acres (162,479 sqft)
Owner	2 Individual Names on Record
Last Sale	$401,500 (Mar 2025)
Tax Bill	$1,523 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`651604624338`

Property Details

APN / Parcel Number

Primary APN	`651604624338`
Alternative APNs	`1550620` `1535057` `31154`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Finished Area
Basement Area	2,016 sqft
Unfinished Basement	2,016 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	162,479 sqft (3.73 acres)
Garage Type	Carport
Garage Area	266 sqft
Carport	Carport
Carport Area	266 sqft
Porch	Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1550620
Street Address	20329 EFIRD RD
City	ALBEMARLE
State	NC
Zip	28001-9063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 20329 EFIRD RD 651600196
Legal Subdivision	DOCIA BURLESON ESTATE
Legal Tract	1
Jurisdiction	STANLY NC
Township / Civil Division	ENDY
Census Block Group	3
Census Block	3026
Census Tract	930700

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20329 EFIRD RD, ALBEMARLE, NC 28001-9063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Deed of Trust, Mortgage · Line of Credit CLM MORTGAGE INC
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	2025475970
Deed Book / Page	1877 / 1347
Prior Transfer Date	Oct 7, 2015
Prior Transfer Doc	0000375828
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	20329 EFIRD RD, ALBEMARLE, NC 28001-9063
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000478936
Date	Jul 1, 2025
Book Page	1887/1044
Instrument	478936

Lender

Name	CLM MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Aug 6, 2021
Property Address	20329 EFIRD RD, ALBEMARLE, NC 28001-9063
Document Number	0000436136
Book / Page	1752 / 140
Instrument Date	Aug 6, 2021
Instrument	436136
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1683 LAWNDALE DR SW, 1683, SHALLOTTE, NC 28470-5429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20329 EFIRD RD, ALBEMARLE, NC 28001-9063

Mortgage

Document Number	0000436137
Date	Aug 6, 2021
Instrument	436137

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,523.00 (+1.47%)	$241,889 (+1.49%) Land $59,800 Building $182,089	$241,889 (+1.49%) Land $59,800 Building $182,089
2025	$1,501.00 (+19.79%)	$238,333 (+34.96%) Land $59,800 Building $178,533	$238,333 (+34.96%) Land $59,800 Building $178,533
2023	$1,253.00	$176,594 Land $37,610 Building $138,984	$176,594 Land $37,610 Building $138,984

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

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