20413 Palm Blvd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 20413 Palm Blvd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 2015
Owner	Individual Name on File
Last Sale	$243,200 (Sep 2025)
Tax Bill	$1,263 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2021 Mortgage + 2 more
APN	`107-815-0560`

Property Details

APN / Parcel Number

Primary APN	`107-815-0560`
Alternative APN	`34085`

Interior

Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2015
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20413 PALM BLVD
City	COVINGTON
State	LA
Zip	70435-6415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM PLAZA LT5A SQ18
Legal Subdivision	PALM PLAZA
Legal Lot Number	5A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	3
Census Block	3007
Census Tract	40502

Owner

20413 Palm Blvd is owned and occupied by an individual who bought it in September 2025.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	20413 PALM BLVD, COVINGTON, LA 70435-6415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Cash Sale Deed, Transfer · Conventional Mortgage LOANSTEADY LLC
Jul 23, 2021	Deed of Trust, Mortgage · FHA Mortgage HUD
Oct 7, 2022	Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Apr 22, 2019	Deed, Transfer · FHA Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	Oct 7, 2022 · Amount on File
Deed Document Number	2463267
Record Updated	Jun 8, 2026

September 2025: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 5, 2025
Property Address	20413 PALM BLVD, COVINGTON, LA 70435-6415
Document Number	0002463267
Map Reference	MAP 4524D
Instrument Date	Sep 5, 2025
Instrument	2463267
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	ARENA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16501 LAKE DR W, VANCLEAVE, MS 39565-7182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20413 PALM BLVD, COVINGTON, LA 70435-6415

Mortgage

Document Number	0002463268
Date	Sep 5, 2025
Instrument	2463268

Lender

Name	LOANSTEADY LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20413 PALM BLVD, COVINGTON, LA 70435-6415
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002282597
Date	Jul 23, 2021
Instrument	2282597

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 7, 2022
Property Address	20413 PALM BLVD, COVINGTON, LA 70435-6415
Document Number	0002349001
Map Reference	MAP 4524D
Instrument Date	Oct 7, 2022
Instrument	2349001
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20413 PALM BLVD, COVINGTON, LA 70435-6415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2615 N CAUSEWAY BLVD, MANDEVILLE, LA 70471-6438

Mortgage

Document Number	0002349002
Date	Oct 7, 2022
Instrument	2349002

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 22, 2019
Property Address	20413 PALM BLVD, COVINGTON, LA 70435-6415
Document Number	0002153854
Map Reference	CIN 1990298
Instrument Date	Apr 17, 2019
Instrument	2153854
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25040 SHUBERT LN, COVINGTON, LA 70435-6586

Mortgage

Document Number	0002153855
Date	Apr 22, 2019
Instrument	2153855

Lender

Name	FIDELITY BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20413 Palm Blvd was $1,263 with a homeowner's exemption, down 21.3% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,263.00 (-21.26%) Homeowner's exemption	$21,257 (-) Land $1,800 Building $19,457	$212,568 (-) Land $18,000 Building $194,568
2024	$1,604.00 (+37.21%) Homeowner's exemption	$21,257 (+25.99%) Land $1,800 Building $19,457	$212,568 (+25.99%) Land $18,000 Building $194,568
2023	$1,169.00 (+27.9%) Homeowner's exemption	$16,872 (+13.78%) Land $1,800 Building $15,072	$168,721 (+13.79%) Land $18,000 Building $150,721
2022	$914.00 Homeowner's exemption	$14,828 Land $1,800 Building $13,028	$148,280 Land $18,000 Building $130,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 20413 Palm Blvd; there have been 145 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 225 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	145 (1980–2024)
Claims Outside the SFHA	60 of 145
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Severe Storms And Flooding, Mar 2016 · 50 claims Hurricane Katrina, Aug 2005 · 24 claims Tropical Storm Allison, Jun 2001 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20413 Palm Blvd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 93% of Louisiana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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