20318 Palm Blvd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 20318 Palm Blvd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,633 sqft · built 2013
Owner	Individual Name on File
Last Sale	$220,000 (Mar 2024)
Tax Bill	$2,290 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2018 Sale & Mortgage
APN	`107-813-1240`

Property Details

APN / Parcel Number

Primary APN	`107-813-1240`
Alternative APN	`33876`

Interior

Building Area	1,633 sqft Living Area

Exterior

Year Built	Built 2013
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20318 PALM BLVD
City	COVINGTON
State	LA
Zip	70435-6411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM PLAZA LT7A SQ15
Legal Subdivision	PALM PLAZA
Legal Lot Number	7A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	3
Census Block	3007
Census Tract	40502

Owner

20318 Palm Blvd is owned by an individual who bought it in March 2024.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	76107 HIGHWAY 1081, COVINGTON, LA 70435-6748
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 11, 2018	Cash Sale Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Prior Sale	Dec 11, 2018 · Amount on File
Deed Document Number	2402225
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20318 PALM BLVD, COVINGTON, LA 70435-6411
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	BAYOU TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002192065
Date	Jan 28, 2020
Instrument	2192065

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

December 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Dec 11, 2018
Property Address	20318 PALM BLVD, COVINGTON, LA 70435-6411
Document Number	0002139054
Map Reference	CB 97 FL 127
Instrument Date	Dec 7, 2018
Instrument	2139054
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20318 PALM BLVD, COVINGTON, LA 70435-6411

Mortgage

Document Number	0002139055
Date	Dec 11, 2018
Instrument	2139055

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20318 Palm Blvd was $2,290, down 3.8% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,290.00 (-3.78%)	$20,410 (+0.01%) Land $1,800 Building $18,610	$204,096 (+0.01%) Land $18,000 Building $186,096
2024	$2,380.00 (+17.71%)	$20,407 (+25.95%) Land $1,800 Building $18,607	$204,070 (+25.95%) Land $18,000 Building $186,070
2023	$2,022.00	$16,202 (-) Land $1,800 Building $14,402	$162,020 (-) Land $18,000 Building $144,020
2022	$2,022.00	$16,202 Land $1,800 Building $14,402	$162,020 Land $18,000 Building $144,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 20318 Palm Blvd; there have been 145 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 225 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	145 (1980–2024)
Claims Outside the SFHA	60 of 145
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Severe Storms And Flooding, Mar 2016 · 50 claims Hurricane Katrina, Aug 2005 · 24 claims Tropical Storm Allison, Jun 2001 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20318 Palm Blvd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 93% of Louisiana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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