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  5. Ayers Rd

20412 Ayers Rd, Brooksville, FL 34604 Property Records

Hernando County property record for 20412 Ayers Rd, Brooksville, FL 34604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,352 sqft · built 2020
Lot Size6.6 acres (287,496 sqft)
Owner2 Individual Names on Record
Tax Bill$6,277 (2025)
Deeds & MortgagesFeb 2020 Loan Modification
Jan 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR27-423-19-0000-0060-0010

Property Details

APN / Parcel Number

Primary APNR27-423-19-0000-0060-0010
Alternative APNs
  • R2742319000006100000
  • 00384756
  • 384756

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area2,352 sqft Living Area
Gross Area3,644 sqft
1st Floor Area2,352 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialCombination
Construction TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area287,496 sqft (6.6 acres)
Garage TypeCarport
Garage Area707 sqft
CarportCarport
Carport Area707 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area217 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00384756
Street Address20412 AYERS RD
CityBROOKSVILLE
StateFL
Zip34604-7004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE1/3 OF E1/2 OF W1/2 OF SE1/4 LYING S OF AYERS RD ORB 908 PGS 1110-47 ORB 959 PGS 208-213 AKA PAR C IN CLASS C SUB AS APPROVED BY PLANNING DEPT (S-06-014)
Legal Range19E
Legal Township23S
Legal Section27
JurisdictionHERNANDO FL
Township / Civil DivisionBROOKSVILLE
Census Block Group3
Census Block3001
Census Tract40302

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address20412 AYERS RD, BROOKSVILLE, FL 34604-7004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2020Loan Modification, Mortgage
MIDFLORIDA CU
Jan 4, 2019Deed of Trust, Mortgage
MIDFLORIDA CU ISAOA
Jan 4, 2019Correction Deed
GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC
Sep 1, 2017Quit Claim Deed, Transfer
WATERFORD TITLE INSURANCE AGENCY INC, WATERFORD TITLE INS AGCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2008
Deed SaleMar 6, 2008
Deed Document Number200812224
Deed Book / Page2540 / 1548
Last Transfer DateAug 29, 2017
Transfer Doc0035031929
Record UpdatedJun 8, 2026

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHERNANDO FL
Property Address20412 AYERS RD, BROOKSVILLE, FL 34604-7004
Document Number0038301870
Instrument DateFeb 28, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20412 AYERS RD BROOKSVILLE FL 346047004, BROOKSVILLE, FL 34604-7004

Mortgage

Document Number0038301870
DateApr 17, 2020
Book Page003830/001870
Instrument24320
Lender
NameMIDFLORIDA CU
Agreement
AmountAmount Recorded
Term360 Months
DueApr 16, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address20412 AYERS RD, BROOKSVILLE, FL 34604-7004
Document Number0036590001
Instrument DateJan 4, 2019
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyGULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4444 GEVALIA DR BROOKSVILLE FL 346045808, BROOKSVILLE, FL 34604-5808

Mortgage

Document Number0036590001
DateJan 4, 2019
Book Page003659/000001
Instrument888
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
AmountAmount Recorded
Term360 Months
DueJan 3, 2049

January 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionHERNANDO FL
Recording DateJan 4, 2019
Property Address20412 AYERS RD, BROOKSVILLE, FL 34604-7004
Document Number0036581997
Book / Page003658 / 001997
Instrument DateDec 28, 2018
Instrument887
Record UpdatedFeb 7, 2019
Title CompanyGULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4444 GEVALIA DR BROOKSVILLE FL 346045808, BROOKSVILLE, FL 34604-5808

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateSep 1, 2017
Property Address20412 AYERS RD, BROOKSVILLE, FL 34604-7004
Document Number0035031929
Book / Page003503 / 001929
Instrument DateAug 29, 2017
Instrument50449
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanyWATERFORD TITLE INSURANCE AGENCY INC, WATERFORD TITLE INS AGCY INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 15662 BROOKSVILLE FL 346040122, BROOKSVILLE, FL 34604-0122

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,277.00 (+24.12%) Homeowner's exemption$446,946 (+19.96%)$697,939 (+18.63%) Land $217,800 Building $480,139
2023$372,567 Land $372,567
2022$5,057.00$588,327 Land $156,420 Building $431,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims8 (1985–2024)
Claims Outside the SFHA7 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

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