Hernando County property record for 20294 Ayers Rd, Brooksville, FL 34604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,680 sqft · built 2006 |
| Lot Size | 0.561 acres (24,435 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $427,500 (Nov 2018) |
| Tax Bill | $5,342 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R27-423-19-0000-0090-0000 |
| Primary APN | R27-423-19-0000-0090-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,680 sqft Living Area |
| Gross Area | 4,815 sqft |
| 1st Floor Area | 2,682 sqft |
| Upper Floors Area | 998 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,435 sqft (0.561 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 2,304 sqft |
| Patio Area | 156 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00384710 |
|---|---|
| Street Address | 20294 AYERS RD |
| City | BROOKSVILLE |
| State | FL |
| Zip | 34604-7001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PT OF W1/2 OF W1/2 OF SE1/4 LYING S OF RD ORB 353 PG 280 LESS 9.3 AC MOL ORB 1486 PG 686 AKA PAR A IN CLASS C SUB AS APPROVED BY PLANNING DEPT (S-01-025A) |
| Legal Range | 19E |
| Legal Township | 23S |
| Legal Section | 27 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | BROOKSVILLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40302 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20294 AYERS RD, BROOKSVILLE, FL 34604-7001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| May 11, 2020 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Nov 9, 2018 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Oct 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2018 · Amount on Record |
| Deed Sale | Nov 9, 2018 · Amount on Record |
| Prior Sale | Jan 12, 2005 · Amount on Record |
| Deed Document Number | 201868055 |
| Deed Book / Page | 3641 / 1418 |
| Prior Transfer Date | Oct 2, 2018 |
| Prior Transfer Doc | 0036320102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 20294 AYERS RD, BROOKSVILLE, FL 34604-7001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20294 AYERS RD, BROOKSVILLE, FL 34604-7001 |
| Document Number | 0041380383 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 4138/383 |
| Instrument | 2022018126 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 20294 AYERS RD, BROOKSVILLE, FL 34604-7001 |
| Document Number | 0038410608 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20294 AYERS RD BROOKSVILLE FL 346047001, BROOKSVILLE, FL 34604-7001 |
| Document Number | 0038410608 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 003841/000608 |
| Instrument | 30053 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 9, 2018 |
| Property Address | 20294 AYERS RD, BROOKSVILLE, FL 34604-7001 |
| Document Number | 0036411418 |
| Book / Page | 003641 / 001418 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 68055 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,992.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8310 W POCAHONTAS AVE TAMPA FL 336152821, TAMPA, FL 33615-2821 |
| Document Number | 36411420 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 003641/001420 |
| Instrument | 68056 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 8, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 11, 2018 |
| Property Address | 20294 AYERS RD, BROOKSVILLE, FL 34604-7001 |
| Document Number | 0036320102 |
| Book / Page | 003632 / 000102 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 61935 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1706 QUINTERO CT THE VILLAGES FL 321628517, THE VILLAGES, FL 32162-8517 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,342.00 (+9.83%) Homeowner's exemption | $381,404 (+5.99%) | $876,360 (+9.33%) Land $328,158 Building $548,202 |
| 2023 | $359,859 Land $359,859 | ||
| 2022 | $4,864.00 | $801,586 Land $241,668 Building $559,918 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1985–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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