20412 86th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20412 86th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,642 sqft · built 1999
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,500 (Apr 2010)
Tax Bill	$4,744 (2026)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`602216-0-370`

Property Details

APN / Parcel Number

Primary APN	`602216-0-370`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,642 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	510 sqft
Upper Floors Area	1,132 sqft
Basement Area	510 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20412 86TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-5079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 33 CEDARWOOD PDD: CEDARWOOD PDD SW OF SW 04-18-04E L 37 TOG/W 1/38TH UNDIV INT IN PRI RD APPROX 5,000 SQ FT EASE OF REC OUT OF 3-034 & 3-036 SEG J0082 MD 7/21/97 MD
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	CEDARWOOD PDD
Legal Lot Number	37
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3000
Census Tract	73133

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20412 86TH AVENUE CT E, SPANAWAY, WA 98387-5079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2010 · Amount on Record
Deed Sale	Apr 15, 2010 · Amount on Record
Prior Sale	Jul 31, 2007 · Amount on Record
Deed Document Number	2010471
Prior Transfer Date	Nov 8, 2001
Prior Transfer Doc	0000000027
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20412 86TH AVENUE CT E, SPANAWAY, WA 98387-5079
Document Number	1905080012
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20412 86TH AVENUE CT E SPANAWAY WA 983875079, SPANAWAY, WA 98387-5079

Mortgage

Document Number	1905080012
Date	May 8, 2019
Instrument	201905080012

Lender

Name	BANNER BK
Type	Bank
Address	PUYALLUP, WA 98373-5626

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,744.00 (+4.08%)	$417,100 (+8.17%) Land $158,300 Building $258,800	$417,100 (+8.17%) Land $158,300 Building $258,800
2025	$4,558.00 (-0.37%)
2024	$4,575.00 (-1.74%)	$385,600 (-4.32%) Land $156,000 Building $229,600	$385,600 (-4.32%) Land $156,000 Building $229,600
2023	$4,656.00	$403,000 Land $143,800 Building $259,200	$403,000 Land $143,800 Building $259,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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