20406 86th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 20406 86th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,420 sqft · built 1999
Lot Size	0.147 acres (6,411 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Nov 2021)
Tax Bill	$4,540 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602216-0-380`

Property Details

APN / Parcel Number

Primary APN	`602216-0-380`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	1,882 sqft
1st Floor Area	1,420 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,411 sqft (0.147 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	68 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20406 86TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-5079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 33 CEDARWOOD PDD L 38 TOG/W 1/38TH UNDIV INT IN PRI RD EASE OF REC OUT OF 3-034 & 3-036 SEG J0082 MD 7/21/97 MD
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	CEDARWOOD PDD
Legal Lot Number	38
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3000
Census Tract	73133

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4353 BIRCH ST SW, B, MCCHORD AFB, WA 98439-1403
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Jun 25, 1999 · Amount on Record
Deed Document Number	2021831
Prior Transfer Date	Apr 5, 2020
Prior Transfer Doc	0000090381
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 29, 2021
Property Address	20406 86TH AVENUE CT E, SPANAWAY, WA 98387-5079
Document Number	0011290831
Map Reference	DOC 9706110060
Instrument Date	Nov 22, 2021
Instrument	202111290831
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,520.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20406 86TH AVENUE CT E, SPANAWAY, WA 98387-5079

Mortgage

Document Number	0011290832
Date	Nov 29, 2021
Instrument	202111290832

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Apr 9, 2020
Property Address	20406 86TH AVENUE CT E, SPANAWAY, WA 98387-5079
Document Number	0004090381
Map Reference	DOC 970610160
Instrument Date	Apr 5, 2020
Instrument	202004090381
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 SILVA LN, MIDDLETOWN, RI 02842-7634

Mortgage

Document Number	0004090382
Date	Apr 9, 2020
Instrument	202004090382

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20406 86TH AVENUE CT E, SPANAWAY, WA 98387-5079
Document Number	1711130619
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20406 86TH AVENUE CT E SPANAWAY WA 983875079, SPANAWAY, WA 98387-5079

Mortgage

Document Number	1711130619
Date	Nov 13, 2017
Instrument	201711130619

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 12, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,500 (+7.61%) Land $168,400 Building $250,100	$418,500 (+7.61%) Land $168,400 Building $250,100
2025	$4,540.00 (-0.87%)
2024	$4,580.00 (-1.48%)	$388,900 (-3.88%) Land $166,000 Building $222,900	$388,900 (-3.88%) Land $166,000 Building $222,900
2023	$4,649.00	$404,600 Land $153,000 Building $251,600	$404,600 Land $153,000 Building $251,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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