2041 Grayson Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2041 Grayson Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,661 sqft · built 2025
Lot Size	0.339 acres (14,767 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Feb 2026)
Tax Bill	$717 (2024)
Deeds & Mortgages	Oct 2024 Construction Loan Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-2S-26-3242-00B00-0010`

Property Details

APN / Parcel Number

Primary APN	`24-2S-26-3242-00B00-0010`
Alternative APN	`S26224324200B000010`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,661 sqft Living Area
Gross Area	4,640 sqft
1st Floor Area	1,827 sqft
Upper Floors Area	1,834 sqft
Flooring	Tile
Elevator	Elevator

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Wood Shingle
Lot Area	14,767 sqft (0.339 acres)
Lot Dimensions	131 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	581 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2041 GRAYSON DR
City	NAVARRE
State	FL
Zip	32566-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POMPHREY MANOR LOT 1 BLK B AS DES OR 4229 PG 1245
Legal Range	26W
Legal Township	2S
Legal Section	24
Legal Subdivision	POMPHREY MANOR
Legal Block	B
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1007
Census Tract	10827

Owner

Source: Santa Rosa County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2041 GRAYSON DR, NAVARRE, FL 32566-3026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2024	Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK
Feb 2, 2026	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jan 4, 2022	Warranty Deed, Transfer RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Jan 4, 2022 · Amount on Record
Deed Document Number	20265065
Deed Book / Page	4704 / 411
Prior Transfer Date	Dec 29, 2005
Prior Transfer Doc	0025480966
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2041 GRAYSON DR, NAVARRE, FL 32566-3026
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 HIGHWAY 87, NAVARRE, FL 32566-3212

Mortgage

Document Number	0045520112
Date	Oct 15, 2024
Book Page	4552/112
Instrument	202446559

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	NAVARRE, FL 32566

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 9, 2025

Interest

Rate Type	Adjustable Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 2, 2026
Property Address	2041 GRAYSON DR, NAVARRE, FL 32566-3026
Document Number	0047040411
Book / Page	4704 / 411
Map Reference	MB F PG 17
Instrument Date	Jan 30, 2026
Instrument	202605065
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8301 E BAY BLVD, NAVARRE, FL 32566-6312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 GRAYSON DR, NAVARRE, FL 32566-3026

Mortgage

Document Number	0004704413
Date	Feb 2, 2026
Instrument	4704/413

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 4, 2022
Property Address	2041 GRAYSON DR, NAVARRE, FL 32566-3026
Document Number	0042291245
Book / Page	4229 / 1245
Map Reference	MB F PG 17
Instrument Date	Dec 29, 2021
Instrument	202200571
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2004 GRAYSON DR, NAVARRE, FL 32566-3025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 HIGHWAY 87, NAVARRE, FL 32566-3212
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,000 (+8.33%) Land $65,000	$65,000 (+8.33%) Land $65,000
2024	$717.00 (+3.02%)	$60,000 (-) Land $60,000	$60,000 (-) Land $60,000
2023	$696.00 (+13.17%)	$60,000 (+2%) Land $60,000	$60,000 (+2%) Land $60,000
2022	$615.00	$50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	271 units insured incl. 23 condo units
Nearby Flood Claims	31 (1995–2020)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 15 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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