2037 Grayson Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2037 Grayson Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,265 sqft · built 1995
Lot Size	0.248 acres (10,846 sqft)
Owner	Individual Name on Record
Last Sale	$475,900 (Apr 2023)
Tax Bill	$4,276 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-2S-26-3242-00B00-0020`

Property Details

APN / Parcel Number

Primary APN	`24-2S-26-3242-00B00-0020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,265 sqft Heated Area
Gross Area	2,920 sqft
1st Floor Area	2,835 sqft
Utility Area	21 sqft
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	10,846 sqft (0.248 acres)
Lot Dimensions	1,310 ft deep x 830 ft wide
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,208 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	242S26324200B000020
Street Address	2037 GRAYSON DR
City	NAVARRE
State	FL
Zip	32566-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POMPHREY MANOR LOT 2 BLK B AS DES IN OR 4383 PG 939
Legal Range	26W
Legal Township	02S
Legal Section	24
Legal Subdivision	POMPHREY MANOR
Legal Block	B
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1007
Census Tract	10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1559 RAVEN RD, CLARKSVILLE, TN 37042-8199
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Aug 18, 2014 · Amount on Record
Deed Document Number	202315030
Deed Book / Page	4383 / 939
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2037 GRAYSON DR, NAVARRE, FL 32566-3026
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	SOUTHEAST TITLE COMPANY, SOUTH BAY TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2037 GRAYSON DR, NAVARRE, FL 32566-3026

Mortgage

Document Number	0046862037
Date	Dec 8, 2025
Book Page	4686/2037
Instrument	202557277

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 10, 2023
Property Address	2037 GRAYSON DR, NAVARRE, FL 32566-3026
Document Number	0043830939
Book / Page	4383 / 939
Map Reference	MB F PG 17
Instrument Date	Apr 6, 2023
Instrument	202315030
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,331.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2037 GRAYSON DR, NAVARRE, FL 32566-3026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1559 RAVEN RD, CLARKSVILLE, TN 37042-8199

Mortgage

Document Number	0004383942
Date	Apr 10, 2023
Instrument	4383/942

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,276.00	$359,146 (+36.62%) Land $60,000 Building $299,146	$359,146 (+0.92%) Land $60,000 Building $299,146
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$262,876	$355,859 Land $60,000 Building $295,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	271 units insured incl. 23 condo units
Nearby Flood Claims	31 (1995–2020)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 15 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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