2041 Cypress Bluff Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 2041 Cypress Bluff Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,910 sqft · built 2006
Lot Size	0.206 acres (9,008 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Apr 2013)
Tax Bill	$2,982 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-05-26-014266-104-33`

Property Details

APN / Parcel Number

Primary APN	`17-05-26-014266-104-33`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,910 sqft Heated Area
Gross Area	3,687 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,008 sqft (0.206 acres)
Garage Area	427 sqft
Porch	Porch
Porch Area	150 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2041 CYPRESS BLUFF CT
City	FLEMING ISLAND
State	FL
Zip	32003-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 33 HERITAGE OAKS TRACE ASREC O R 3520 PG 1861
Legal Range	26
Legal Township	05
Legal Section	17
Legal Subdivision	HERITAGE OAKS
Legal Lot Number	33
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3002
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2041 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Oct 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2013 · Amount on Record
Deed Sale	Apr 5, 2013 · Amount on Record
Prior Sale	Mar 21, 2011 · Amount on Record
Deed Document Number	2013020852
Deed Book / Page	3520 / 1861
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2041 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5309
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5309

Mortgage

Document Number	0046160640
Date	Jun 8, 2022
Book Page	4616/640
Instrument	2022035821

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2041 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5309
Document Number	0041320910
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2041 CYPRESS BLUFF CT FLEMING ISLAND FL 320035309, FLEMING ISLAND, FL 32003-5309

Mortgage

Document Number	0041320910
Date	Oct 16, 2018
Book Page	004132/000910
Instrument	54302

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2038

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,982.00 (-38.21%) Homeowner's exemption	$235,682 (+5.99%)	$405,336 (+2.52%) Land $65,000 Building $340,336
2023	$4,826.00 (+5.3%) Homeowner's exemption	$222,369 (+3%)	$395,356 (+13.46%) Land $65,000 Building $330,356
2022	$4,583.00 Homeowner's exemption	$215,893	$348,447 Land $50,000 Building $298,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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