2032 Cypress Bluff Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 2032 Cypress Bluff Ct, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,923 sqft · built 2007
Lot Size0.157 acres (6,844 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (Dec 2017)
Tax Bill$4,255 (2025)
Deeds & MortgagesDec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-05-26-014266-104-38

Property Details

APN / Parcel Number

Primary APN17-05-26-014266-104-38

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,923 sqft Heated Area
Gross Area3,705 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,844 sqft (0.157 acres)
Garage Area628 sqft
PorchPorch
Porch Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2032 CYPRESS BLUFF CT
CityFLEMING ISLAND
StateFL
Zip32003-5307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 38 HERITAGE OAKS TRACE ASREC O R 4039 PG 562
Legal Range26
Legal Township05
Legal Section17
Legal SubdivisionHERITAGE OAKS
Legal Lot Number38
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3002
Census Tract30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2032 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2017 · Amount on Record
Deed SaleDec 15, 2017 · Amount on Record
Prior SaleApr 17, 2007 · Amount on Record
Deed Document Number2017063793
Deed Book / Page4039 / 0562
Record UpdatedJun 8, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateDec 15, 2017
Property Address2032 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5307
Document Number0040390562
Book / Page004039 / 000562
Instrument DateDec 8, 2017
Instrument63793
Transaction TypeTransfer
Record UpdatedJan 5, 2018
Title CompanyVANGUARD TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2032 CYPRESS BLUFF CT FLEMING ISLAND FL 320035307, FLEMING ISLAND, FL 32003-5307

Mortgage

Document Number40390567
DateDec 15, 2017
Book Page004039/000567
Instrument63796
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 14, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,255.00 (-29.34%) Homeowner's exemption$319,120 (+5.99%)$424,814 (+3.63%) Land $65,000 Building $359,814
2023$6,022.00 (+4.8%) Homeowner's exemption$301,095 (+3%)$409,953 (+12.27%) Land $65,000 Building $344,953
2022$5,746.00 Homeowner's exemption$292,326$365,146 Land $50,000 Building $315,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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