20408 Fairhaven Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 20408 Fairhaven Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,372 sqft · built 2020
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$256,823 (May 2026)
Tax Bill	$1,423 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2019 Mortgage + 4 more
APN	`135-142-2251`

Property Details

APN / Parcel Number

Primary APN	`135-142-2251`
Alternative APN	`120483`

Interior

Building Area	1,372 sqft Living Area
Gross Area	1,358 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	20408 FAIRHAVEN RD
City	COVINGTON
State	LA
Zip	70435-8297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.53 AC SEC 14 5 11
Legal Subdivision	FAIRHAVEN RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	6
Census Block Group	2
Census Block	2010
Census Tract	40103

Owner

20408 Fairhaven Rd is owned and occupied by an individual who bought it in May 2026.

Source: St. Tammany Parish records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	20408 FAIRHAVEN RD, COVINGTON, LA 70435-8297
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed, Transfer · Conventional Mortgage GMFS
Feb 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Apr 1, 2024	Cash Sale Deed, Transfer · Conventional Mortgage GMFS LLC
Feb 28, 2020	Quit Claim Deed, Transfer · FHA Mortgage GMFS LLC
Oct 22, 2018	Cash Sale Deed, Transfer · Commercial Mortgage CITIZENS BANK & TRUST CO
Oct 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Apr 1, 2024 · Amount on File
Deed Document Number	20262492601
Prior Transfer Date	May 15, 2026
Prior Transfer Doc	0002492601
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 21, 2026
Property Address	20408 FAIRHAVEN RD, COVINGTON, LA 70435-8297
Document Number	0002492601
Instrument Date	May 15, 2026
Instrument	20262492601
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	ALLEGIANCE TITLE AND LAND SERVICES L, ALLEGIANCE TITLE & LAND SERVIC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20408 FAIRHAVEN RD, COVINGTON, LA 70435-8297

Mortgage

Document Number	0002492602,
Date	May 21, 2026
Instrument	20262492602

Lender

Name	GMFS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20408 FAIRHAVEN RD, COVINGTON, LA 70435-8297
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002146699
Date	Feb 19, 2019
Instrument	2146699

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

April 2024: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 1, 2024
Property Address	20408 FAIRHAVEN RD, COVINGTON, LA 70435-8297
Document Number	0002405045
Instrument Date	Mar 29, 2024
Instrument	2405045
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21195 PINE HOLLOW RD, COVINGTON, LA 70435-4674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20408 FAIRHAVEN RD, COVINGTON, LA 70435-8297

Mortgage

Document Number	0002405046
Date	Apr 1, 2024
Instrument	2405046

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 28, 2020
Property Address	20408 FAIRHAVEN RD, COVINGTON, LA 70435-8297
Document Number	0002196315
Instrument Date	Feb 24, 2020
Instrument	2196315
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20408 FAIRHAVEN RD, COVINGTON, LA 70435-8297

Mortgage

Document Number	0002196316
Date	Feb 28, 2020
Instrument	2196316

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 22, 2018
Property Address	20408 FAIRHAVEN RD, COVINGTON, LA 70435-8297
Document Number	0002132983
Instrument Date	Oct 22, 2018
Instrument	2132983
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 TARTAN TRCE, COVINGTON, LA 70435-3902
Investor	Possibly a Property Investor

Mortgage

Document Number	0002132986
Date	Oct 22, 2018
Instrument	2132986

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 22, 2018
Property Address	20408 FAIRHAVEN RD, COVINGTON, LA 70435-8297
Document Number	0002132982
Instrument Date	Oct 22, 2018
Instrument	2132982
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 HOLY TRINITY DR, COVINGTON, LA 70433-6230

Tax Assessment & Valuation

The 2025 property tax bill for 20408 Fairhaven Rd was $1,423 with a homeowner's exemption, up 2.1% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00 (+2.08%) Homeowner's exemption	$19,758 (+3.62%) Land $3,000 Building $16,758	$197,577 (+3.62%) Land $30,000 Building $167,577
2024	$1,394.00 (+31.76%) Homeowner's exemption	$19,067 (+22.22%) Land $3,000 Building $16,067	$190,674 (+22.23%) Land $30,000 Building $160,674
2023	$1,058.00 Homeowner's exemption	$15,600 (-) Land $3,000 Building $12,600	$156,000 (-) Land $30,000 Building $126,000
2022	$1,058.00 Homeowner's exemption	$15,600 Land $3,000 Building $12,600	$156,000 Land $30,000 Building $126,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 20408 Fairhaven Rd; there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1998–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2005 · Hurricane Katrina
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20408 Fairhaven Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE ROAD WATER CORPORATION private · serves 7,665 people · EPA ID LA1103020
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fairhaven Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures